For several decades, AIG has been a trusted partner for customized and seamless multinational insurance solutions. Our experience, support, and global connections provide the tools necessary to do business where and with whom you need, with the right protections in place.As your business evolves, you can count on AIG’s exceptional breadth of products, local market knowledge, and outstanding claims service across our global network.
When you partner with AIG, you get:
Capacity to meet your risk challenges and evolving needs
Accurate, timely and compliant policy issuance
Risk management strategies and captive fronting solutions
Find out why clients and brokers choose to partner with AIG Multinational for their global insurance programs, from our ‘One AIG’ team of over 500 dedicated Multinational professionals, to our seamless and globally consistent service delivery, and our market-leading tools and digital technology.
Dedicates 500+ experienced Multinational service professionals including Underwriting, Legal, Operations, and Claims experts within one global team.
Robust Expertise & Service
Deploys a comprehensive set of Multinational products with capabilities ranging from traditional risks to highly specialized offerings, across most major lines of business.
Leading Tools and Technology
Creates a customized Client Brief aligning timelines and accountabilities with structuring rationale, compliance considerations, territorial analysis, and key documentation requirements.
AIG’s dedicated team promotes collaboration across functions and geographies to ensure clients’ ease of doing business around the world:
Provides local coverage in over 215 territories, keeping clients protected across borders.
Supports clients’ global risk strategies with an award-winning captive fronting team with direct underwriting authority.
Our experts provide a seamless, globally consistent client experience:
Assigns Multinational service experts to each client, enabling consistent end-to-end execution, from timely policy issuance to efficient premium and claims payments.
Empowers 5,500+ claims professionals worldwide to provide quick local response and central coordination.
To enable our clients to make well-informed global insurance decisions, we combine people, process, and technology:
Dedicates Legal and Business Intelligence specialists with expertise on regulatory, capital and tax considerations, market developments, and risk trends.
Offers leading digital platforms with real-time data including claims analysis, premium settlement, risk management and policy details.
The Multinational Insights with AIG podcast brings together experts, both within and outside of AIG, to discuss the most pressing issues related to the complexities of multinational insurance placements around the world.
Key Considerations to Multinational Insurance Placements
Listen to AIG Deputy General Counsel David Halperin address key considerations related to compliance, contract certainty, cross-border claims handling, different approaches to placements, as well as a few specific topics often raised by our internal and external constituents.
A global pharmaceutical client responsible for testing new medicines and vaccines used in the fight against COVID-19, required a fronted global program in approximately 100 countries. The timely issuance of cover was critical to the ongoing clinical trials.
AIG Multinational quickly assembled a global team of experts to meet the aggressive timeline required, working in close coordination with the client and broker.
All necessary evidence of cover across the 100 countries executed in required timeframes, avoiding coverage interruptions to the client’s core business operations.
After a period of heavy rain and flooding in Indonesia, a global hospitality client’s hotel was closed after being inundated with mud, sand and silt.
As a result of pre-loss claims planning and risk prevention services, AIG claims and risk engineering experts were quickly on the scene to arrange for the rapid deployment of a professional restoration company.
The hotel was completely cleaned, sanitized, and reopened before any other in the area, allowing our client to minimize downtime and capitalize on the increased business following this catastrophic event.
A global recycling company was seeking an alternative risk solution that would not only allow it to overcome capacity challenges, but also to provide legally required evidence of coverage in all 17 territories of operation.
A customized fronting placement in line with each jurisdiction’s regulatory requirements and local market practices across the client’s global locations.
The client can evidence full coverage in a globally compliant structure that supports and benefits its business model and provides confidence that its exposures are covered under the global program.
We’re proud to offer our award-winning insurance training curriculum, focused on the ever-evolving complexities of Multinational Risks. The Foundational and Intermediate-level accredited courses are web-based, highly interactive, and available at no charge. Register and begin the learning journey. Access the highlight sheet (PDF) and FAQ (PDF) or more information.
AIG Multinational at a Glance
We have the breadth and ingenuity to meet virtually any risk challenge. Our capabilities range from traditional risks to highly specialized offerings.
500+ experienced dedicated Multinational service professionals including Underwriting, Legal, Operations and Claims experts in one global team, partnering with Distribution, Finance and top-tier local insurers
Dedicated Multinational Client Executives for assigned clients enabling consistent execution of tailored solutions
Local coverage in over 215 territories keeping clients protected across borders
Protecting over 8,000 Multinational clients, with 52,000 policies issued in 2021
A Focus on Service
You may access current state forms, posters, required Notices and other documentation here by selecting your claim handling organization, UW company name and then selecting the State.
Timely Policy Issuance and Contract Certainty: Multinational End to End Journey
The best executed multinational programs rely on preparation and accountability across all parties.That’s why AIG has designed a collaborative, technology-enabled process that delivers expert program design, contract certainty, and puts our clients first.
Multinational insurance takes into account country-specific regulations and risk factors for companies that do business in more than one country. When a company establishes operations in a new territory, there are typically new challenges – language barriers, local laws, customs, to name a few. Globalization, technology and supply chains that span several countries create unique risk factors and distinct coverage needs.
This data is for informational purposes only and does not constitute financial, tax or legal advice. It is not intended to be exhaustive and is subject to ongoing change. No warranty or representation is made as to its accuracy and under no circumstances shall AIG or any party involved in creating, producing or delivering this data be liable for any direct, incidental, consequential, indirect, or punitive damages resulting from its use.
The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.