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Why choose AIG Builders Risk Insurance?

AIG Builders Risk is a leading U.S.-based provider of insurance solutions in the construction industry segment, focusing on both single project and Master Builders Risk solutions on a wide array of project types, and provides:

  • Broad appetite and growth mindset for primary, quota share and excess placement for a wide range of accounts
  • Creative solutions tailored to the unique nature of each of its clients' construction risks
  • Multinational capabilities to support clients globally
  • Experienced and knowledgeable risk engineers who collaborate with clients to implement measurable risk improvements that can help prevent losses and reduce costs
  • A team of dedicated Builders Risk Property Claims Adjusters with 20+ years’ average experience handling claims and risk engineers with 50+ years’ cumulative loss control team experience
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The AIG Advantage

Dedicated Builders Risk Team

Brings decades of Builders Risk experience allowing for customized solutions for each unique situation and providing needed contract certainty

Capabilities in Approximately 190 Countries and Jurisdictions through AIG operations and network partners

Flexible solutions respond to client needs across a range of project durations and around the world

Dedicated Risk Services

Effective risk management, claims support and loss control helps mitigate risks and reduce costs.

  • Provides dedicated Builders Risk underwriting expertise capable of adapting to market fluctuations while committing to market stability and flexible solutions for the project term
  • Brings decades of Builders Risk experience allowing for customized solutions for each unique situation and providing needed contract certainty
  • Supports clients with a reliable team of in-house Builders Risk claims professionals who average 20+ years of experience

  • Consistently develops flexible solutions with quick turnaround derived from industry claims data, emerging risk trends, and technical expertise to meet your clients’ unique construction risk needs
  • Develops tailored coverages for small, mid-sized and complex projects, including domestic, multinational, and multi-year
  • Provides customized solutions for wood frame structures that include flexible project coverage

  • Dedicates a team of risk engineering specialists and claims professionals to help clients implement measurable risk improvements, prevent losses, and manage costs
  • Upon Property Damage coverage confirmation, AIG promises to provide working funds of 50% of its share of the agreed property damage estimate within 7 days
  • Able to provide clients with risk engineering customized service plans and comprehensive loss control reports to help manage Total Cost of Risk

Real-World Problem Solving

Benefit from our proven experience in working with customers and their brokers and agents to deliver successful outcomes.

Challenge

A client’s risk manager approached AIG for data on key construction loss drivers to determine potential causes of loss. They wanted to address various exposures and manage their overall cost of risk.

Solution

We provided proprietary claims and risk data, detailing the frequency and potential severity of industry loss drivers. We also provided a risk engineering service plan including insights on how to help prevent or mitigate loss.

AIG Benefit

The client and broker used our expansive view of first-party construction risks to customize their risk management program to the scale and uniqueness of the client’s operations and project exposures.

Challenge

A client’s multi-year project was halted for several months due to labor, materials, and supply chain challenges. This delay resulted in a change to project scope and extension of construction timeline.

Solution

Working with the broker and client, we provided both a coverage solution for the standstill period and committed to provide a coverage extension for the anticipated duration of the project.

AIG Benefit

Continuity of coverage allowed the client to continue on the project through challenging economic circumstances.

Challenge

To better understand the exposures, best practices, and risk mitigation efforts surrounding a new and trending construction class, a client’s risk manager sought our expertise prior to project initiation.

Solution

Risk engineering, claims, and underwriting provided a multi-faceted risk engineering proposal supported by white papers and insights on how innovative new technology can help lower the frequency and severity of future losses.

AIG Benefit

Implementing our recommendations resulted in a highly customized program with a lower cost of risk.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

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Recent Successes

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AIG Builders Risk, Recent Successes – April 2025

Appetite Sheet

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AIG Builders Risk Appetite Sheet

Highlight Sheet

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AIG Builders Risk Highlight Sheet

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

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