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Why choose Lexington Property?

A dedicated underwriting group providing Excess and Surplus (E&S) insurance solutions to the wholesale broker market for property risks, including:

  • Participation on shared and layered, primary and excess placements.
  • Available CAT capacity.
  • Complex risks with TIVs of over $250 million and middle-market risks with TIVs of $5M-$250M through our dedicated Lexington Middle Market Property team.


  • Meets needs of wholesale brokers and their clients through the expertise of 60+ property underwriters 

  • Addresses the full spectrum of property risks including:
    • Complex risks: TIVs of over $250 million
    • Middle-market risks: TIVs of $5M-$250M through our dedicated Lexington Middle Market Property team

  • Provides fast turnaround and ease of process

  • Draws on dedicated E&S underwriters and unparalled anaytics to tailor solutions to client-specific risks 

  • Provides flexibility of coverage through primary, buffer, mid and high excess property placements

  • Upon Property Damage coverage confirmation, Lexington’s Property Claims Promise provides working funds of up to 50% of Lexington’s share of the agreed property damage estimate within 7 days of coverage confirmation

  • Empowers underwriters to design solutions to meet your clients’ property insurance needs 

  • Provides meaningful E&S CAT capacity for difficult to place property risks exposed to natural catastrophes

  • Deploys broad appetite across most occupancy classes, industries, and natural catastrophe exposed locations through both multi and single peril solutions

Real-World Problem Solving

Benefit from our proven experience in working with customers and their brokers and agents to deliver successful outcomes.


A fast food restaurant chain with over half of its property portfolio located in wind-exposed areas along the Gulf Coast received an adverse renewal quote as its existing coverage was about to expire.


Lexington Property provided a critical layer of coverage within one day of submission by the specialized wholesaler, facilitating the build out of the entire property insurance program prior to expiration.


The client secured a property insurance solution that met its coverage requirements for its diverse property portfolio, including CAT-exposed locations.


A wholesale broker was struggling to find the total capacity needed for a South Florida habitational.


Lexington Property provided multiple options, including a primary and mid excess layer, that allowed the wholesale broker to provide an insurance program at renewal that met its client’s insurance needs.


The broker was able to utilize the E&S property market to meet the capacity needs of its client’s complex property program.


A mattress manufacturing company with substantial warehousing exposure on the Gulf Coast was struggling to find an acceptable program after experiencing a large loss resulting from a hurricane.


Working with the client and broker to understand the complex CAT risk and the client’s risk mitigation efforts taken to avoid or reduce future property damage, Lexington Property provided multiple retention and coverage options to insure the property.


The options provided by Lexington Property positioned the client to build a program that met their coverage at a reasonable cost.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.


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Overview information sheet of AIG A&H Corporate Markets
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Lexington Property Highlight Sheet

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.