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Why choose AIG Unmanned Aircraft Systems Insurance?

Our aerospace industry professionals have developed industry-specific “drone insurance” coverages that can be tailored to the specific needs of individual operators of unmanned aircraft.

Our Unmanned Aircraft Insurance policy provides broad physical damage and third party liability coverage, explicitly designed for the exposures of unmanned aircraft. 

  • Policy language drafted specifically to respond to the exposures of unmanned aircraft.
  • Coverage encompasses “operators” and specifies other non-pilot, on-ground crew members among the insureds.
  • There is NO exclusion for loss arising from electronic malfunctions and failure of electronic components, accessories and power equipment (Such an exclusion is standard on manned aircraft policies.)
  • Optional coverage for hi-jacking or any unlawful seizure or wrongful exercise of control by means of “spoofing”. Coverage is flexible, with terms and conditions customizable to individual needs.
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The AIG Advantage

Unmanned aircraft can play a pivotal role in firefighting, search and rescue, and explosive detection. They are poised to become a critical public safety resource, with their use expected to become increasingly commonplace by municipalities of many sizes in the months and years ahead. We have developed an innovative endorsement to our commercial general liability insurance policy for public entities that provides express liability coverage for the insured’s unmanned aircraft. Coverage is designed for unmanned aircraft up to five pounds, with wingspans or combined rotor span of up to three feet—precisely the type of craft many of your public entity clients may be utilizing in the near future. Currently approved for public entities, this Unmanned Aircraft Liability Endorsement will soon be available for a range of risks, including but not limited to, farming, infrastructure maintenance, construction, and oil and gas exploration

Our Unmanned Aircraft Insurance comes with the expertise of AIG’s dedicated, highly experienced aerospace underwriting, claims and loss control teams. So insureds can benefit from everything from a loss control specialists to help enhance operational safety, to an emergency response team that ensures major accident claims are resolved as rapidly as possible.

Coverage Details

Flexible coverage

Terms and conditions customizable to individual needs.

Policy language

Drafted specifically to respond to the exposures of unmanned aircraft.

Coverage for aircraft operators

Including non-pilot and on-ground crewmembers.

No exclusion

For loss arising from electronic malfunctions and failure of electronic components, accessories, and power equipment (such exclusion is standard on manned aircraft policies).

Coverage for physical damage

For damage to the aircraft itself, along with installed or carried equipment and ground control units. Optional war, hijacking, and terrorism coverage.

Downloadable Materials

Filename
hbr-aig-uav-report.pdf
Size
181 KB
Format
application/pdf
Poised to Take Off

Filename
ers-rc-aero-business-uav-liability-revised-final-locked-11-2017.pdf
Size
208 KB
Format
application/pdf
The Rise of Drones: Best Practices for UAV Liability

Filename
safety-brief-rc-aero-uav-higher-ed-revised-final-locked-11-2017.pdf
Size
163 KB
Format
application/pdf
Safety Brief: UAVs & Higher Education

Filename
safety-brief-rc-aero-uav-higher-ed-revised-final-locked-11-2017.pdf
Size
163 KB
Format
application/pdf
UAS Commercial Best Practices for U.S.

Filename
aerospace-unmanned-aircraft-product-profile-brochure.pdf
Size
1 MB
Format
application/pdf
Unmanned Aircraft

Filename
aerospace-unmanned-aircraft-fact-sheet-brochure.pdf
Size
153 KB
Format
application/pdf
Unmanned Aircraft Fact Sheet

Filename
app-19b_aig-drone-application.pdf
Size
560 KB
Format
application/pdf
AIG Drone Application

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

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