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Private & Non-Profit Organization Management Liability

Why choose AIG for Private & Non-Profit Management Liability Insurance?

Drawing on 60 years of data and expertise, we provide bespoke management liability insurance solutions to address the risks facing directors and officers of private and non-profit organizations. 

D&O Liability including Side-A Liability, Employment Practices Liability (EPL), Fiduciary Liability, Crime and Fidelity, and Kidnap, Ransom & Extortion coverages are available. Bermuda-based placements are available for primary D&O and EPL coverages and on an excess basis for all Financial Lines products. 

We have a broad appetite for organizations that value a long-term partnership with a solution-oriented carrier with sustainable capacity and an integrated claims model.

The AIG Advantage

Market Leadership

AIG draws on 60 years of industry knowledge, resources, and data to provide private companies and non-profit organizations with holistic, innovative coverage solutions across the globe.

Specialized Underwriting with a Broad Appetite

We provide bespoke, client-specific coverage solutions for organizations across sizes and industry sectors, with a renewed focus on smaller private companies.

Exceptional Claims Support

Our integrated claims model provides clients with exceptional service for a smooth, collaborative claims process.

  • Draws on 60 years of industry knowledge, resources, and data to offer innovative management liability solutions 
  • Engages AIG’s financial strength, specialized underwriting, and integrated claims model to tailor solutions to clients’ industry, company size, and endorsement needs 
  • Provides holistic multinational capabilities with rapid turnaround to help protect clients wherever they operate

  • Provides bespoke, client-specific, sustainable coverage solutions via AIG’s vast industry experience 
  • Enables AIG to write customized policies for clients of any size across multiple industry sectors with a renewed focus for smaller private companies 
  • Deploys a dedicated team of underwriters across the U.S. who focus on providing best-in-class service to brokers and clients

  • Utilizes an integrated claims model combining underwriting and claims expertise to provide clients with exceptional service and a smooth, collaborative claims process 
  • Leverages claims expertise and a national network of panel firms to help clients achieve best possible outcomes in the most efficient manner 
  • Enables AIG’s claims professionals to make decisions in a timely manner when response time matters most

Advantages in Action

Challenge

A global non-profit organization sought broad management liability coverage from a carrier with multinational capabilities.

Solution

With deep industry expertise and one of the industry’s largest global networks, AIG quickly quoted coverage based on the client’s unique exposures and coverage needs, including overseas risks.

AIG Benefit

The new client enhanced its risk protection with appropriate coverage and broad global risk management capabilities.

Challenge

When an incumbent carrier declined to offer a renewal option for a fitness industry company, their broker requested a proposal from AIG.

Solution

Despite a difficult insurance purchasing environment for fitness companies, AIG differentiated the client’s risk profile to tailor a sustainable management liability coverage solution.

AIG Benefit

With new coverages in place, the client could resume business as soon as feasible.

Challenge

An early investor in a start-up company filed suit against its former CEO for fraud, breaches of fiduciary duty, and gross mismanagement. Based on the allegations, the company refused to indemnify its former CEO.

Solution

The company’s primary D&O carrier declined to cover the claim, as the plaintiff (a board member) qualified as an insured under the policy and thus triggered the Insured vs. Insured exclusion. AIG covered the claim under the client’s Side-A policy based on the form’s DIC feature.

AIG Benefit

The client was covered by AIG’s Side-A policy with its broad DIC features.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

Download PDF [154.9 kb]

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aig-private-and-non-profit-management-liability-highlight-sheet.pdf
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Private and Non-Profit Organization Management Liability Highlight Sheet

Download PDF [202.4 kb]

Filename
financial-lines-side-a-claims-scenarios.pdf
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202 KB
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application/pdf
Side-A DIC Insurance Claims Scenarios

Forms and Applications

Find application forms for each of our Management and Professional Liability products.

See all forms

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

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