What is AIG Cyber Solutions?

Coverage for physical and non-physical losses resulting from a cyber event on a primary (CyberEdge® or CyberEdge Plus) or excess/difference-in-conditions (CyberEdge PC®) basis. 

Available limits up to $100M (varying by coverage) and no minimum retention. 

Terms, including limits, retentions, and coinsurance depend on a client’s perceived level of exposure and maturity of cybersecurity and privacy controls, and are based on responses provided in the AIG Cyber Insurance Application.

Broad appetite across industries, entity types, revenue sizes and geographies.

Eligible policies include cybersecurity services valued at up to $25,000.

AIG Cyber Insureds

Cyber Claims Handled  Daily

Coverage Innovation
of the Year
(Reactions North  America Awards 2020)

NetDiligence Toby Merrill Award for Excellence

The AIG Advantage

End-to-End Cyber Care

  • Provides in-house cyber risk advisors and claims experts with 20+ years of cybersecurity experience from application process through incident response and resolution
  • Proactively alerts clients to the presence of known vulnerabilities or malware within their domains ahead of a potential breach
  • Enhances collective cyber risk mitigation efforts across the insurance industry through CyberAcuView's pooling of data and expertise

Why is this important?

Education and expertise help reduce cyber risk and support clients in the event of cyber incident.

Data & Analytics That Do More

  • Offers complimentary high-level cyber risk assessments, using information provided during the underwriting process, even if applicants do not bind insurance
  • Provides clients an enhanced cyber risk assessment after binding, valued at ~$15K if alternatively engaged via an outside consultant 
  • Helps clients continuously verify cyber risk maturity, prioritize improvements, and improve cyber security investments with CyberMatics® – our patented, award-winning technology-driven process

Why is this important?

Clients are provided innovative tools and actionable data and analytics to understand and improve their cybersecurity measures.

Proven Claims Expertise

  • Provides clients 24/7 cyber hotline access in the event of a known – or just suspected – incident 
  • Initiates rapid incident response led by an AIG cyber claims expert and AIG’s network of cybersecurity firms 
  • Provides clients support and guidance from claims experts, 90% of whom are former lawyers and claims professionals who average 20+ years’ experience

Why is this important?

Clients have immediate, expert guidance and hands-on support through a cyber incident.

AIG shares the interests of our distribution partners and clients in supporting a sustainable cyber insurance marketplace. Visit for more information.


End-to-End Care

Issue: AIG’s cyber underwriting process for a healthcare and life sciences client resulted in an “average” rating of the client’s ransomware protection. The client sought expert guidance on improving their risk profile.

Solution: With the support of AIG’s Cyber Risk Advisors and the services included with their policy, the client decreased vulnerability to an attack on their systems.

Benefit: The client saved up to $25,000 in consultancy services by utilizing AIG’s Cyber Risk Advisors and the services included with their policy. With better controls implemented, they improved their ransomware protection to “best in class,” allowing for more tailored policy terms and conditions.

Why is this important?

AIG’s in-house cybersecurity experts can help clients improve their cybersecurity risk maturity.

Data & Analytics

Issue: AIG identified known malware in a Higher Education client’s library network and quickly notified them of the vulnerability.

Solution: Working with AIG’s team, the client's CISO isolated the infected systems, began remediation steps, and retained third-party forensic services to help with the investigation.

Benefit: AIG provided the CISO with their first notification from an insurer about a cyber vulnerability. The CISO appreciated AIG's actionable information calling it “a feather in AIG’s cap” and a “valuable part of what cyber insurance is going forward.”

Why is this important?

AIG proactively helps clients identify and address cyber vulnerabilities supported by data and analytics.

North America Leadership

James Hebert

Head of Professional Liability and Cyber

Ryan Aussicker

Corporate Accounts Lead,
Professional Liability and Cyber

Phil Kibler

Head of Cyber Risk
Advisory Services

Rick Prince

National Accounts Lead,
Professional Liability and Cyber

Jim McQuaid

Senior Vice President,
Cyber, Media and Technology Claims

Downloadable Materials

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.