Energy & Engineered Risk Insurance

We bring energy industry experience in underwriting, claims, and risk services to help your business better understand and reduce your cost of risk. 

The ranges are based on the commissions paid for all Energy and Engineered Risk Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2021 Commission Ranges

Low Mid High
4.00% 15.00% 25.00%


Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low
90% Mid 90% High
7.50% 15.00% 20.00%


The commission percentages shown represent business written during the year ending December 31, 2021, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2021. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Puerto Rico Business Only

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2021, the maximum contingent compensation paid on the eligible policies was 25% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).