Trade Contractors Pollution & Professional Liability (TCP2)

Trade Contractors Pollution & Professional Liability (TCP2) combines contractors pollution liability (CPL) coverage and professional liability coverage for environmental and errors and omissions exposures faced by construction, service, trade and artisan contractors.  

  • Contactors Pollution Liability occurrence-based coverage, with available limits up to $75M; completed operations and transportation included in definition of covered operations; plus more
  • Professional Liability claims made coverage, with available limits up to $10M; mitigation expense and contingent retained professional loss coverages included.
  • PIER (Pollution Incident and Environmental Response)® program and CrisisResponse® coverage and services to efficiently manage and mitigate crisis events

Target Markets:

  • HVAC installation and servicing
  • Mechanical contracting and installation
  • Excavation/grading
  • Masonry
  • Communications engineering
  • Agency construction management
  • Alternative energy services
  • Lawn and tree care            
  • Asbestos/lead testing and abatement      
  • Industrial hygiene/health and safety
  • Surveying
  • Carpentry/framers
  • Plumbing
  • Electrical services
  • Air quality testing
  • Roofing
  • Landscaping architecture
  • Interior design/space planning
  • AST/UST installation and testing
  • Mold assessments and testing
  • Analytical laboratory testing

Minimum premiums: $2,500 for CPL and $1,500 for Professional Liability