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Producer Compensation

Broker and Independent Agent Compensation

Insurance brokers and independent insurance agents* play a vital role in the insurance purchasing process. AIG Commercial and Personal Insurance values the role of these insurance producers in advising and consulting with insurance buyers and generally compensate them in recognition of their participation in the purchasing process. Please contact your insurance broker or independent insurance agent to obtain information about the specific compensation they may receive in connection with the issuance of your policy.

AIG Commercial and Personal Insurance supports the disclosure of compensation paid to insurance brokers and independent insurance agents. This information can help our customers make informed purchasing decisions.

Please read Important Information on compensation to insurance brokers and independent insurance agents placing commercial and personal insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. This webpage includes guidance for business written in 2022 on the following:

AIG Commercial and Personal Insurance companies compensate insurance brokers and independent insurance agents through commissions of either a specific dollar amount or a percentage of premium set at the time of each purchase, renewal, placement or servicing of a particular insurance policy. Beginning in 2011 amendments to the settlement between AIG and the New York Attorney General allowed AIG greater flexibility concerning payment of compensation to insurance producers in addition to commissions negotiated at the time of individual insurance transactions. From time to time, AIG Commercial and Personal Insurance may enter into agreements with producers to provide additional commission not contingent in nature. All such payments are subject to controls administered by AIG Commercial and Personal Insurance Legal, Compliance and business management.

AIG Commercial and Personal Insurance companies may also pay contingent compensation to insurance brokers and independent insurance agents. Contingent compensation may be paid in addition to commissions of a specific dollar amount or a percentage of premium set at the time of a purchase, renewal, placement or servicing of a particular insurance policy. Beginning in 2011 amendments to the settlement between AIG and the New York Attorney General allowed AIG greater flexibility concerning payment of compensation to insurance producers, including contingent compensation in addition to commission. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by an insurance broker or independent insurance agent. All such payments are subject to controls administered by AIG Commercial and Personal Insurance Legal, Compliance and business management.

AIG Commercial and Personal Insurance companies may also have reimbursed certain expenses of insurance brokers and independent insurance agents that place personal lines business and insurance producers that act as program administrators, including but not limited to, advertising and marketing expenses, costs of software and systems upgrades, loss control services and certain other underwriting and/or claims expenses. They may also have provided insurance brokers and/or their employees the opportunity to receive additional incentive compensation for placing certain types of policies. This incentive compensation has been both in the form of sales contests where cash or other prizes were awarded and in the form of additional commissions. Beginning in 2011 amendments to the settlement between AIG and the New York Attorney General allowed AIG greater flexibility concerning payment of compensation to insurance producers, including non-contingent compensation in addition to commission and contingent compensation. AIG may also enter into agreements to access information feeds or cause strategic interaction to facilitate business in exchange for a fee. Outside of specific insurance transactions, AIG may also obtain services for which it pays a fee. Furthermore, in some instances, modest gifts, meals, or reasonable travel fee reimbursement have been provided to insurance brokers independent of performance, when they participate in AIG-sponsored events. All such payments, gifts, or reimbursements are subject to controls administered by AIG Commercial and Personal Insurance Legal, Compliance and business management.

You can view information on the ranges and types of compensation paid to insurance brokers and independent insurance agents relative to the lines of business written by the AIG Commercial and Personal Insurance companies by choosing the appropriate link (at top). 

*References to “insurance brokers” and “independent insurance agents” are based on those terms as defined in §§ 2101(c) and (b) of the Insurance Law of the State of New York.

Important Information

The information provided on this website applies to business placed by insurance brokers and independent insurance agents with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States and its territories for the lines of business specified. No information is provided for any business or operations involving group and individual: (1) fixed and variable life insurance, (2) fixed and variable, immediate and deferred annuities, (3) accidental death and dismemberment insurance, (4) short and long term disability insurance, (5) long term care insurance, (6) accident and health insurance, including vision and dental insurance, (7) travel insurance, (8) credit insurance, (9) involuntary unemployment insurance, (10) guaranteed investment contracts, and (11) funding agreements. In addition, the website does not include information concerning any compensation that may be paid to employees of AIG Commercial and Personal Insurance or to insurance producers that are captive or are exclusive to AIG Commercial and Personal Insurance with respect to a specific line or product that is clearly and conspicuously identified in marketing materials as a AIG Commercial and Personal Insurance line or product. Please note that no information is currently being provided for any business or operations attributable to AIG's Lloyds syndicate Talbot Holdings Ltd, which was acquired by AIG in the third quarter of 2018.

Breakdown by Product

Information on the ranges & types of compensation we may pay to producers in these lines of business.

We offer insurance solutions and services to help minimize risk and maximize safety for your aircraft. Visit our Aerospace & Aviation Insurance page for more information.

The ranges are based on the commissions paid for all Aerospace Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
15.00% 17.50% 30.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
15.00%
17.50% 30.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

In 2022, we offered insurance solutions and services to help minimize risk for your agriculture business. 

The ranges are based on the commissions paid for Agriculture Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
6.13% 8.33% 25.50%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

 

90% Low 90% Mid 90% High
7.04% 8.33%
23.62%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Contingent Compensation

In addition to the commission percentages reflected above, certain producers were eligible to receive contingent compensation on policies within the product line listed above based upon factors such as (among others) profitability of the insurance placed by such producers. In 2022, the maximum contingent compensation paid on eligible policies was less than 5% of the total premium placed by producer(s) with eligible policies during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

Our seasoned team of underwriters, risk consultants, and claims professionals will work with you to create customized coverage solutions to address standard and specialized needs, using today’s foremost technology to help improve the safety of your drivers. 

The ranges are based on the commissions paid for all Commercial Auto Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
8.00% 15.00% 25.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
10.00% 10.00% 25.00%

In addition to the commission percentages reflected above, certain producers were eligible to receive contingent compensation on policies within the product line listed above based upon factors such as (among others) profitability of the insurance placed by such producers. In 2018, the maximum contingent compensation paid on eligible policies was less than 1% of the total premium placed by producer(s) with eligible policies during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

Puerto Rico Business Only

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2022, the maximum contingent compensation paid on the eligible policies was 6% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

 

We provide solutions to address risks to company assets, including from physical damage, business interruption, and terrorism. Visit our Commercial Property Insurance page for more information.

The ranges are based on the commissions paid for all Commercial Property Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
9.00% 27.50% 30.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range. 

90% Low 90% Mid 90% High
17.00% 27.50% 30.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Contingent Compensation

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2022, the maximum contingent compensation paid on the eligible policies was less than 2% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

Puerto Rico Business Only

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2022, the maximum contingent compensation paid on the eligible policies was 4% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

We bring energy industry experience in underwriting, claims, and risk services to help your business better understand and reduce your cost of risk. 

The ranges are based on the commissions paid for all Energy and Engineered Risk Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
4.00% 15.00% 25.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low
90% Mid 90% High
7.50% 15.00% 20.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

We offer industry-specialized coverage to help safeguard your company against environmental exposures.

Protect your company with industry-specialized environmental insurance coverage from AIG. Manufacturers, distributors, fixed facility owners, and related organizations can secure versatile pollution insurance programs that focus on helping to mitigate risk in continuously changing environmental landscapes. Our dedicated pollution claims unit is the largest in the industry.  Visit our Environmental Insurance page for more information.

The ranges are based on the commissions paid for all Environmental Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
7.50% 23.00%
26.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

 90% Low  
90% Mid 90% High
10.00% 23.00%
23.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Our professionals understand complex casualty risks and know how to effectively manage claims and litigation. Let’s work together to create a strong, unified tower of excess liability coverage — so you’ll have exceptional claims handling and peace of mind whenever and wherever you need it. 

The ranges are based on the commissions paid for all Excess and Umbrella Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
10.00% 17.50% 32.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
14.00% 17.50% 32.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

We partner with clients to devise appropriate primary protection against traditional and emerging exposures. With a wide range of program and financing structures to choose from, as well as our best-in-class loss prevention services, our general liability insurance offers the flexible protection and peace of mind clients need in order to succeed. Visit our Casualty Insurance page for more information.

The ranges are based on the commissions paid for all General Liability Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
10.00% 22.50% 31.75%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
15.00% 22.50% 30.75%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Contingent Compensation

In addition to the commission percentages reflected above, certain producers were eligible to receive contingent compensation on policies within the product line listed above based upon factors such as (among others) profitability of the insurance placed by such producers. In 2022, the maximum contingent compensation paid on eligible policies was less than 2% of the total premium placed by producer(s) with eligible policies during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

Puerto Rico Business Only

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2022, the maximum contingent compensation paid on the eligible policies was 1% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

We offer coverage solutions, leading consulting services for patient safety, and specialized claims handling for your healthcare company. 

The ranges are based on the commissions paid for all Healthcare Liability Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
5.00% 15.35% 20.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
10.00% 15.35% 20.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

We offer movable business property protection for those who aren’t on the seas, including trucking and construction companies, property developers, and more. Visit our Inland Marine page for more information.

The ranges are based on the commissions paid for all Inland Marine Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
10.00% 21.00% 26.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
14.99% 21.00% 25.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

We provide solutions that can help protect your public, private, or non-profit company from a wide range of board-level risks. Visit our Management Liability Insurance page for more information.

The ranges are based on the commissions paid for all Management Liability Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
7.85% 16.00% 30.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
10.01% 16.00% 25.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Puerto Rico Business Only

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2022, the maximum contingent compensation paid on the eligible policies was 2% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

We provide your company with flexible marine insurance programs. Our coverage includes cargo insurance, rig insurance, and more. Visit our Marine Insurance page for more information.

The ranges are based on the commissions paid for all Marine Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
6.05% 17.50% 27.50%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
10.00%
17.50% 27.50%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Contingent Compensation

In addition to the commission percentages reflected above, certain producers were eligible to receive contingent compensation on policies within the product line listed above based upon factors such as (among others) profitability of the insurance placed by such producers. In 2022, the maximum contingent compensation paid on eligible policies was less than 2% of the total premium placed by producer(s) with eligible policies during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

We offer a broad range of products and services, including traditional insurance, highly specialized solutions, and excess and surplus lines insurance to help businesses reduce emerging risks. Clients range from large, international, and mid-sized companies to small businesses, entrepreneurs, and non-profits worldwide. 

The ranges are based on the commissions paid for Mergers & Acquisitions insurance policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
15.00% 17.00% 17.50%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
15.00% 17.00% 17.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

The ranges are based on the commissions paid for all Other Personal Lines Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.   

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
10.00% 25.00%
29.79%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
16.00% 25.00%
25.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Whether you’ve acquired an expansive portfolio of properties and possessions, or you’ve been steadily building wealth while focused on family and career, you may have thought about reviewing insurance coverage only after something has happened. With AIG Private Client insurance, you can access marketing leading insurance solutions. Visit the Private Client Select page for more information.

The ranges are based on the commissions paid for all Personal Property Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
8.00% 17.00% 30.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
10.00% 17.00% 25.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.   

Contingent Compensation

In addition to the commission percentages reflected above, certain producers were eligible to receive contingent compensation on policies within the product line listed above based upon factors such as (among others) profitability of the insurance placed by such producers. In 2022, the maximum contingent compensation paid on eligible policies was 4.25% of the total premium placed by producer(s) with eligible policies during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

When your company engages in or finances cross-border trade and investments, we can help mitigate risks. Visit our Political Risk Insurance page for more information.

The ranges are based on the commissions paid for all Political Risk Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
5.50% 20.00% 20.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
6.32% 20.00% 20.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

We offer coverage to help protect your business and your people against legal action from clients and other third parties. Visit our Professional Liability Insurance page for more information.

The ranges are based on the commissions paid for all Professional Indemnity Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
9.00%
17.50% 30.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

 

90% Low
90% Mid 90% High
9.54% 17.50% 28.50%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Puerto Rico Business Only

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2022, the maximum contingent compensation paid on the eligible policies was 1% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

We offer bonds that can help protect your public- or private-sector organization. We help mitigate risks such as project delays and cost overruns, and we help ensure that contractual obligations to your organization are fulfilled. 

The ranges are based on the commissions paid for all Surety Bonds to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
3.61%
20.00% 35.00%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
5.00% 20.00% 25.49%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

We can help protect against the risk of a customer default on sales made on credit terms. We offer experienced underwriting capabilities, services, and solutions, including insurance to help protect your accounts receivable and strengthen your company. Visit our Trade Credit Insurance page for more information.

The ranges are based on the commissions paid for all Trade Credit Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
10.00%
15.00%
17.50%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
15.00% 15.00% 17.50%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

AIG provides workers’ compensation solutions that focus on safety and prevention. Enjoy access to industry specialists who can help reduce workplace risk. In the event of an incident, you can rely on our first-class claims team dedicated to getting your employees the right care and back to work quickly. 

The ranges are based on the commissions paid for all Workers' Compensation Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2022 Commission Ranges

Low Mid High
5.00% 15.00% 27.50%

Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
7.00%
15.00% 25.00%

The commission percentages shown represent business written during the year ending December 31, 2022, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2022. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.