Private and Non-Profit Directors and Officers Liability

What is AIG Private and Non-Profit Directors and Officers Liability?

  • Bespoke management liability insurance solutions address the risks facing directors and officers of U.S.- based private and non-profit organizations. 
  • Available coverages include D&O Liability including Side-A Liability, Employment Practices Liability, Fiduciary Liability, Crime and Fidelity, and Kidnap, Ransom & Extortion.
  • Broad appetite for financially stable companies that value a long-term carrier partnership with sustainable capacity and an integrated claims model.
  • Bermuda-based placements for all Financial Lines products available on an excess coverage basis. 

40+ Years’ Industry Leadership

200+ Responsive Claims Professionals

215+ Country & Jurisdiction Capabilities

The AIG Advantage

Market Leader

  • Draws on 40+ years of industry knowledge, resources, and data to offer innovative management liability solutions 
  • Engages AIG’s financial strength, specialized underwriting, and integrated claims model to tailor solutions to clients’ industry, company size, and endorsement needs 
  • Provides holistic multinational capabilities with rapid turnaround in 215+ countries and jurisdictions to help protect clients wherever they operate


Why is this important?

Experience and expertise enable AIG to provide private and non-profit clients tailored risk management programs.

Specialized Underwriting

  • Provides bespoke, client-specific, sustainable coverage solutions via AIG’s  vast industry experience 
  • Enables AIG to write customized policies for clients of any size across multiple industry sectors with a renewed focus for smaller private companies 
  • Deploys a team of 50+ underwriters in 14 U.S. cities who focus on providing best-in-class service to brokers and client


Why is this important?

Market responsiveness, appetite, and sustainable growth focus enable AIG to provide customized solutions to clients regardless of size, industry, or locale.

Exceptional Claims Support

  • Utilizes an integrated claims model combining underwriting and claims expertise to provide clients with exceptional service and a smooth, collaborative claims process 
  • Leverages claims expertise and a national network of panel firms to help clients achieve best possible outcomes in the most efficient manner 
  • Enables AIG’s claims professionals to make decisions in a timely manner when response time matters most


Why is this important?

Exceptional, responsive claims  service underscores AIG’s commitment  to strong, long-term broker partner and client relationships.

Why AIG

Market Leader

Issue: A global non-profit organization sought broad management liability coverage from a carrier with multinational capabilities.

Solution: With its deep industry expertise and one of the largest global networks, AIG was able to quickly quote coverage based on the client’s unique exposures and coverage needs, including for its overseas risks.

Benefit: The new client enhanced its risk protection with appropriate coverage and broad global risk management capabilities.


Why is this important?

AIG’s knowledge and experience enables clients to get the tailored risk protections they need wherever they operate.

Broad Appetite

Issue: When a fitness industry company was declined coverage by its incumbent carrier, the client’s broker requested a proposal from AIG.

Solution: Despite a difficult insurance purchasing environment for fitness companies, AIG was able to differentiate the client’s risk profile to tailor a sustainable, specific coverage solution.

Benefit: With new coverages in place, the client was ready to embark upon resuming its business as soon as feasible, and AIG and the broker partner ehanced their relationship.


Why is this important?

AIG manages growth prudently while still providing clients tailored risk solutions.

Exceptional Claims Support

Issue: An early investor in a start-up company filed suit against its former CEO for fraud and breach of fiduciary duty due to alleged gross mismanagement. Based on the allegations, the company refused to indemnify its former CEO.

Solution: The company’s primary D&O policy would not cover the claim, as the plaintiff was a board member and qualified as an insured under the policy, triggering the Insured vs. Insured exclusion. AIG covered the claim under the client’s Side-A policy based on the form’s DIC feature.

Benefit: The client was ultimately covered for the multi-million dollar claim.


Why is this important?

AIG’s claims and underwriting teams work cohesively to evaluate and update coverage forms to meet clients’ current and emerging exposures.

North America Leadership

Allison Barrett Cooper

Head of North America Financial Lines

Will Fahey

North America Head of Management Liability, Private Non-Profit

Micah Maravankin

National Product Leader for Private Non-Profit Corporate Accounts

Paget Holland

National Product Leader for Private Non-Profit Major Accounts

Anthony Fowler

Head of Major Financial Lines Technical Claims

Downloadable Materials

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.