Defense Base Act (DBA)

What is Defense Base Act (DBA)?

  • Federal workers’ compensation benefits for employers of all sizes requiring coverage under a government contract.

  • Programs can be enhanced with other foreign coverages including those within WorldRisk® Foreign Package and Business Travel Accident.

  • Expedited turnaround times are provided for quotes.

  • Policy solutions in all countries for almost all job classifications can be secured (as permitted by governing law and OFAC).

24-hour Quote Turnaround Capabilities

4x More DBA Claims Handled Than Any Other Carrier*

24/7 Global Assistance

The AIG Advantage

Unparalleled Expertise

  • Understands client exposures through dedicated team members drawing on their collective experience in law enforcement  and the U.S. military 

  • Utilizes data-driven insights and analytics to identify loss trends and opportunities to partner with clients on their risk management needs

  • Empowers experienced underwriters to expedite quote turnarounds, within 24 hours when necessary, to cover U.S. government contractors wherever their job takes them worldwide

Why is this important?

AIG DBA’s deep understanding of government contractor exposures enables us to quickly address their unique risks.

Dedicated Claims Experience

  • Deploys 50+ dedicated in-house claims professionals who speak 20+ languages and attorneys experienced in DBA litigation and the War Hazards Compensation Act

  • Enables client claims payments in 135+ currencies and foreign currency bank transfer remittances to 180+ countries

  • Provides 24/7 client access to detailed claims analyses, customizable metrics, and data-driven global insights via IntelliRisk®

Why is this important?

Client claims are handled compliantly and efficiently anywhere in the world.

Travel Security and Assistance

  • Responds 24/7 to client medical, security, and travel needs via eight integrated service centers across six continents

  • Provides access to a vast network of medical providers worldwide and 300+ air ambulance and medical transport providers 

  • Medical assistance services coordinated by our physicians who are board-certified in emergency medicine to provide the most appropriate care for insureds undergoing medical care abroad

Why is this important?

AIG’s global assistance is never more than a phone call away.


Unparallelled Expertise

Issue: A client realized its employees needed to travel overseas the following day on a government contract and sought rapid confirmation of coverage.

Solution: AIG underwrote, quoted, and bound coverage within one day, enabled by its understanding of the client’s business and coverage needs and global capabilities.

Benefit: The client satisfied the contract and sent its workers overseas with peace of mind knowing it was protected from potential lawsuits from injured employees or fines or penalties by the government.

Why is this important?

Expertise and experience enable rapid response to client needs.

Dedicated Claims Experience

Issue: A client’s employees were injured while transporting military equipment in the Middle East.

Solution: AIG’s DBA claims professionals coordinated immediate medical care for the injured employees and coordinated payment for treatments in the local currency.

Benefit: Employees received the proper medical care and the in-country medical professionals were correctly compensated.

Why is this important?

AIG DBA claims experts handle claims anywhere in  the world.

Travel Security and Assistance

Issue: A client’s employee working in a remote location was severely injured on the job and adequate medical services were not available locally.

Solution: AIG Claims, in conjunction with AIG Travel, medevaced the injured employee to receive emergency medical intervention and once stable, repatriated the employee to their home country.

Benefit: AIG Travel coordinated an air ambulance evacuation for the client’s employee to receive appropriate medical care according to the medical recommendations made by our medical case manager and physician. After it was determined that the insured employee had stabilized, AIG Travel arranged a commercial flight for the client’s employee to safely return home.

Why is this important?

AIG delivers urgent medical, travel, and security assistance around the globe.

North America Leadership

Matt Mulligan

Head of Defense Base Act

Corrinne Lloyd-Davies

AIG Travel Senior Account Manager

Keith Puskus

Asst Vice President, Federal Claims


Downloadable Materials