AIG Risk Management (AIGRM)®

What is AIGRM?

Customized workers’ compensation, automobile liability and general liability/products liability program structures for sophisticated organizations that retain portions of their risk via deductibles, self-insured retentions (SIRs), captives and retrospective programs, as well as the ability to utilize large guaranteed cost programs ($2M or more in guaranteed cost programs).

Alternative risk structures include captives, closeouts, retrospective loss portfolio transfers or structured finance solutions.

Expertise in creative and flexible solutions around complex risks, spanning a variety of industries, including, but not limited to, bankruptcy opportunities.

Coordinated integration into AIG’s umbrella/excess and foreign casualty platforms, including primary limits,  attachment points and worldwide coverage.

The AIGRM Advantage

AIGRM Safety & Analytics Management

  • Tailored benchmarking and loss cause insights help reduce total cost of risk and maximize insurance investment.

Customized Collateral Solutions 

  • AIGRM dedicated credit experts assist risk managers, CFOs and treasurers structure flexible collateral forms to meet liquidity and capital needs.
    Structured transition programs are  available to assist clients with moving an insurance program to AIGRM.

Claims Account Management

  • Unique benchmarking and loss cause insights help reduce total cost of risk and maximize insurance investment.
  • Bundled or unbundled claims options with responsible and accountable oversight and service. 


Problem Solvers

Challenge: After being non-renewed for a multi-million dollar workers’ compensation claim, a transportation company looked to change from a guaranteed cost program structure to a deductible program.

Solution: AIG bound a $250,000 deductible option on the automobile liability and workers’ compensation programs with a $2 million combined single limit. 

Benefit: AIG provided stellar service and attention to detail during the quoting process as well as industry leading loss prevention services.

Creative Solutions

Challenge: A real estate company’s current workers compensation insurer was unable to provide flexible credit arrangements for its multiple entities.

Solution: AIG worked closely with the client’s broker to structure a creative solution to fit the organization’s unique organizational structure and strategies.

Benefit: AIG’s expertise and experience led to a quick solution that met the client’s needs.

Claims Expertise

Challenge: A client was looking for flexibility in choosing an unbundled claims approach based on lines of business.

Solution: AIGRM offered the client flexibility in choosing their claims administration partners and accommodated the client’s long standing relationship with their unbundled WC Third Party Administrator while also bundling claims handling for their auto and general/product liability program.

Benefit: The client was able to maintain consistency on the WC program and to take advantage of AIG Claims’ expertise and familiarity in handling complex general/product liability claims.

National Leadership

Barbara Luck 

President of Retail Casualty, North America General Insurance

Jay Lefkowitz

President, AIGRM

Gary Shertenlieb

Marketing & Distribution, AIGRM

Downloadable Materials