Directors and Officers (D&O) Liability
Emerging risks and evolving federal and state regulations and have changed the landscape for directors and officers.
For more than 40 years, AIG has helped organizations create customized protection for leaders and employees against claims by competitors, shareholders, and regulators. Wherever you operate, let’s work together to protect your organization’s greatest asset: your senior leadership.
Benefits of Directors and Officers Liability Insurance
Global Reach
Our in-country, co-located claims and underwriting professionals will help you navigate different regulatory environments. Choose from local, global, and controlled master programs based on your needs in a given country.
Deep Market Experience
Our position as global leaders in the field of D&O liability insurance affords you access to some of the most experienced underwriters and claims professionals in the industry.
Product Details
Primary Directors and Officers Liability
- Offers broad entity coverage
- Provides sub-limited coverage for investigative costs arising out of a shareholder derivative demand
- Applies to covered wrongful acts committed anywhere in the world
- Automatically adds specified acquired subsidiaries as insureds
- Provides liberalization to apply certain more favorable terms and conditions from local AIG policies to claims in foreign jurisdictions
Primary Side-A D&O Liability (Side-A EdgeSM)
- Combines follow form and liberalization approaches
- Provides enhanced Difference in Conditions (DIC) delivery
- Includes only one exclusion (conduct exclusion), a reinstatement option, coverage for civil fines and penalties and pre-claim inquiries, and more
Side-A D&O Liability Endorsement – Side-A Match Edge (SAME)SM
- Available to clients who purchase both primary D&O insurance and lead Side-A DIC coverage from AIG
- By endorsing the primary D&O policy with the SAME endorsement, the Side-A coverage provided by the primary D&O policy will match the breadth of coverage provided by the lead Side-A DIC policy
- Provides insureds with the same best-in-class Side-A DIC coverage from the first dollar primary throughout the entire tower
Emerging Trends for Directors and Officers
Learn what directors can do to mitigate cyber risks, and who the most vulnerable targets are.
Learn about new whistleblower policies and updates in the current regulatory environment.
Learn More About AIG’s D&O Liability Offerings
AIG Directors and Officers Liability Professionals Are Here to Help
Contact us today for more information about how we can help you create customized coverage for your senior leadership.