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Affirmative Cyber

As of January 1, 2020, AIG will finalize its global journey to provide clients with affirmative cyber coverage.

Affirmative cyber is important for both policyholders and carriers.

Organizations want to clearly understand how their insurance policies will respond to a cyber event. They want to incorporate insurance in their cyber risk management plan to help be protected against evolving and significant cyber risks.

AIG can help clients identify potential cyber coverage gaps and create affirmative cyber programs.

What is Affirmative Cyber?

Affirmative cyber refers to insurance policy language that covers or excludes cyber-related losses. It is important for both policyholders and carriers.

Read AIG's FAQs sheet (PDF) to learn more about how AIG is handling affirmative cyber and what changes are being made to policies.

AIG’s affirmative cyber initiative helps clients:

Create an affirmative cyber program that best fits their needs.

Clearly and confidently communicate to stakeholders how their AIG insurance policies will respond to a cyber event.

Move forward knowing when they will have the support of AIG’s Cyber Claims Team, with 20 years of complex claims experience, under the policy.

Additional tools to help clients:

Proactively identify potential cyber security gaps by taking full advantage of our proprietary modeling capabilities and patent pending enhanced underwriting process, CyberMaticsSM