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The ranges are based on the commissions paid for all Excess and Umbrella Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.
Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.
Additionally, 90% of commissions paid on products within this line of business fall within the following range.
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The commission percentages shown represent business written during the year ending December 31, 2018, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2018. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.
In addition to the commission percentages reflected above, certain producers were eligible to receive contingent compensation on policies within the product line listed above based upon factors such as (among others) profitability of the insurance placed by such producers. In 2018, the maximum contingent compensation paid on eligible policies was less than 1% of the total premium placed by producer(s) with eligible policies during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).