Marine Liability

What is Marine Liability Insurance?

  • Target Classes: Medium-to-large ports & terminals, marine transportation, shipping & logistics companies, marine construction and vessel charterers.
  • Primary Marine General Liability $1M MGL with selective appetite for up to $5M Primary Liability and Excess Liability ($25M capacity).
  • Lead and follow capability.
  • Ability to cover ancillary marine exposures with MGL, including Hull, Protection and Indemnity (P&I) and Inland Marine.
  • US and Canada admitted security.
  • Consultation regarding selection of transport route, means of conveyance, packaging, security requirements, etc. for special transport risks.
  • Small to Medium Enterprise (SME) Marine Construction Package capability.

The AIG Advantage

Risk Consulting

  • Multi-faceted Marine Loss Control Engineering team operating worldwide, analyzing exposures and loss histories, and then making the appropriate recommendations to minimize risk.
  • Average 25 years of maritime industry experience; most are licensed master mariners and vessel chief engineers with complementary experience as adjusters and surveyors. 
  • High caliber expertise providing marine hull and liability consultations, such as operational reviews for ports, marine terminals and vessel operators.


  • Committed to delivering world-class multinational expertise, solutions and service to clients in a globally consistent and seamless fashion.
    One of the largest global networks in the industry, spanning 215+ countries and jurisdictions.
  • Clients have access to innovative technology and tools to help manage their unique Global Marine program.


  • Access to OneClaim, a global, end-to-end solution for claims intake, adjudication and management to ensure seamless coordination throughout the claims process.
  • Expedited claims service and settlement process with knowledge of local legislation and international conventions.


Problem Solvers

Issue: A multinational shipbuilding operations and technology company sought Cyber coverage with its marine liability policy.

Solution: The AIG Marine Liability team worked closely with the AIG Cyber team to amend  a Cyber Edge product to drop down and avoid a gap in coverage for the client.

Benefits: The client was impressed by AIG’s resources, coordination between departments and eagerness to  find a solution.


Creative Solutions

Issue: A marine terminal operator was seeking coverage for local placements in multiple countries.

Solution: AIG put together a large multinational program, developing unique policy wording with the broker and client to properly cover the client’s terminal operators’ risks locally.

Benefits: The client was happy that the  local placements were insured under one program with the  strength and expertise of  AIG’s Multinational team.

Claims Expertise

Issue: An insured allowed a lawsuit to go into default in Florida in a construction defect case involving a wharf built for a condominium project in Miami which jeopardized potential coverage of loss.

Solution: AIG immediately assigned defense counsel to file a motion with the court  to set aside the default and protect  the insured’s interests.

Benefits: The default was removed with  no harm to the insured.

National Leadership

Michael Nukk

Head of Marine, North America

James Neville

Head of Marine Loss Control Engineering, North America

Ricardo McQuattie

Senior Marine Claims Officer

Downloadable Materials