Management Liability

What is Management Liability?

  • Tailored insurance programs that address the executive risks of U.S.-based public, private, not-for-profit and financial services organizations.
  • Available coverages include Directors & Officers (D&O) Liability including Side-A Liability, Crime and FidelityEmployment Practices Liability and Fiduciary Liability.
  • Prefer financially stable companies that value a long-term carrier partnership with sustainable capacity amid an escalating claim backdrop.
  • Focused on responsible, sustainable pricing and underwriting through improved risk selection, limits management, attachment points and deductibles.
  • Bermuda-based placements for all Financial Lines products available on an excess coverage basis.

AIG Advantage

Coverage Modernization

  • 40+ years of introducing updated and expanded coverage to address emerging exposures.
  • Claims and underwriting alignment leverages our expertise and vast knowledge base to provide coordinated solutions for insureds.


  • Service delivery in a globally consistent and seamless fashion through one of the largest global networks in the industry, spanning 215+ countries and jurisdictions.

Claims Capabilities

  • “Once in a lifetime” situations handled by 200 in-house claims professionals seeing 25,000+ claims and paying $1.5B in claims annually.
  • Defense counsel from premier law firms with high performance standards based on specific needs.


AIG’s Side-A appetite remains broad across private, public and non-profit entities. We have the ability to provide fresh limits for new directors and officers, including complex situations such as where the company/insured is financially insolvent. AIG’s unique Side-A offering provides insureds not only dedicated, broad limit for directors and officers at the top of the tower, but also broad Side-A coverage throughout their D&O tower when AIG is the primary carrier. For example:

Challenge: An AIG panel counsel firm advising a financially distressed company with multinational exposures identifies a need for D&O coverage in order for the client to add new, high-quality directors to its board.

Working with the broker, AIG underwrote the exposure and leveraged its multinational footprint to provide coverage for these new directors despite the heightened D&O risk given the company’s financial position.

The broker and the law firm solved a significant challenge for the insured and know they can rely on AIG for custom-tailored policies for multi-faceted, complex risks.

National Leadership

Allison Barrett

Head of North America Financial Lines

Joel Townsend

Global Head of
Financial Lines Claims

Downloadable Materials