Lexington Professional Liability: (A&E) Architect & Engineers

Lexington Insurance is AIG’s Excess & Surplus Line carrier providing flexible (E&S) insurance solutions for small, middle-market and large commercial enterprises. For over 50 years, Lexington has been a leader in the E&S market providing a broad appetite to casualty risk and of underwriting expertise, deep industry knowledge, specialized risk management and loss control benefits, and dedicated claims handling services.

• Coverage tailored to firms of all sizes, from sole proprietorships to the largest multinational firms.
• Coverage for a full range of design disciplines from the most benign to the most hazardous. No restricted classes.
• Minimum premiums start at $15,000.
• Minimum deductibles start at $15,000.
• Maximum limits of up to $5 million available. 

Multinational Capabilities

• Access to AIG global network via Passport. 
• Possesses  deep local knowledge and expertise to consistently deliver high-quality underwriting and risk management services.
  

A&E Risk Management

• Project management and pre-claims assistance.
• Relationship with law firm Donovan Hatem provides clients with access to risk management services including contract reviews, risk management seminars and pre-claims assistance services.
  

Claims

• Experienced staff of over 12 examiners dedicated solely to A&E claims.
• Most dedicated A&E claims examiners are attorneys and several have engineering degrees.
  
• The breadth of claims experience helps to anticipate client needs.

• For 2020, overall submissions have increased by 7% and wholesale broker submissions have increased by 15%. 
• There is an increased focus on meeting the needs of the market by reviewing capacity management and rate levels across the entire book.
• Since 2019, the A&E team has increased by three to grow the talent pool and also to allow for better servicing and timely response to submissions.