General Liability Insurance

We partner with clients to devise appropriate primary protection against traditional and emerging exposures. With a wide range of program and financing structures to choose from, as well as our best-in-class loss prevention services, our general liability insurance offers the flexible protection and peace of mind clients need in order to succeed. Visit our Casualty Insurance page for more information.

The ranges are based on the commissions paid for all General Liability Insurance Policies to insurance brokers and independent insurance agents placing property and casualty insurance business with AIG Commercial and Personal Insurance offices situated and issuing insurance policies in the United States. Commissions paid on any particular policy of insurance are based on a variety of factors and there may be dollar amounts or percentage commissions paid that fall outside of the ranges referenced below.

Your insurance broker or independent insurance agent can provide additional information about specific compensation they may receive in connection with the issuance of your policy.

2021 Commission Ranges

Low Mid High
10.00% 22.50% 31.75%


Additionally, 90% of commissions paid on products within this line of business fall within the following range.

90% Low 90% Mid 90% High
15.00% 22.50% 30.75%


The commission percentages shown represent business written during the year ending December 31, 2021, and are updated annually. The ranges shown may not reflect historic commission rates for all in force policies and do not include policies issued after December 31, 2021. Transactions with no commission have been eliminated from the data used to prepare these ranges because insurance producers may have received compensation directly from the insured.

Contingent Compensation

In addition to the commission percentages reflected above, certain producers were eligible to receive contingent compensation on policies within the product line listed above based upon factors such as (among others) profitability of the insurance placed by such producers.  In 2021, the maximum contingent compensation paid on eligible policies was less than 2% of the total premium placed by producer(s) with eligible policies during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).

Puerto Rico Business Only

Independent insurance agents in Puerto Rico may also receive contingent compensation on the products listed above for certain eligible policies. Contingent compensation is typically based on criteria such as the volume of new sales, overall production volume, persistency, or overall profitability of the policies placed by the independent insurance agent. In 2021, the maximum contingent compensation paid on the eligible policies was 1% of the total premium placed by these insurance producers during the calendar year (although contingent compensation may be paid in relation to policies written in previous years).