Trade Credit
Provide credit to new customers without
putting your business at risk.
With more than 35 years of experience in trade credit, AIG offers unparalleled local underwriting and policy servicing capabilities. Our non-cancelable limits coverage, credit management tools, and debt collection services help our clients serve customers in more than 70+ countries with confidence.
Trade Credit Products and Services
Accounts Receivable Insurance
Protect one of your largest, most-vital assets with A/R Insurance. This policy is designed to be cost-effective while ensuring steady cash flow and mitigating risks of non-payment by key customers.
Trade Credit Insurance
Trade Credit Insurance protects sellers of goods and services on credit against the risk of customer non-payment due to customer insolvency, protracted default, political events, or acts of war that prevent contract performance.
A/R Secure®
Designed for business between $10 million and $100 million in annual sales, A/R SecureSM provides non-cancelable credit limits and simplified claims. It also connects easily to your existing accounting package.
Top Accounts/Single-Buyer Policy
Accounts/Single-Buyer Policies enable sellers to protect against exposure of non-payment by a single key customer. Policies are available for both short and medium terms.
Comprehensive Domestic & Export Credit Insurance
Comprehensive Domestic & Export Credit Insurance provides global sellers flexible safeguards against negative impacts on account receivables, including customer default and political events.
Accounts Receivable Coverage for Key Customers
Accounts Receivable Coverage for Key Customers protects against exposures associated with specified domestic or global customers: either the company as a whole or a subsidiary/division. Coverage is provided under our DECI policy form.
Domestic, Foreign, Global Accounts Receivable Insurance
Domestic, Foreign, Global Accounts Receivable Insurance covers any loss from buyer non-payment due to buyer insolvency, protracted default, or failure of the exchange authority in the buyer’s country to transfer foreign currency.
Trade Credit for Multinationals
Trade Credit for Multinationals provides global sellers with a controlled master program that combines the advantages of local and global credit insurance. Companies can maintain consistent protection and control in every market in which they operate.
Credit Insurance for Banks & Financial Institutions
Credit Insurance for Banks & Financial Institutions provides protection against risks associated with credit exposure and bad debts across the globe.
Medium Term Trade Credit
Medium Term Trade Credit protects manufacturers and lenders against losses due to customer non-payment for capital goods, machinery, and related equipment sold on credit terms of up to five years.
Global Limits Manager
Global Limits Manager is a user-friendly, highly effective platform designed for use with Credit Insurance. It enables lenders to conveniently manage and monitor all customer credit limits in every market.
Safeguard Against Credit Loss
Trade Credit Insurance helps protect against accounts receivable losses. With more than 35 years of experience underwriting Trade Credit Insurance, AIG offers local underwriting expertise and policy servicing capabilities virtually anywhere your business operates.