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Trade Credit

Provide credit to new customers without
putting your business at risk.


With more than 35 years of experience in trade credit, AIG offers unparalleled local underwriting and policy servicing capabilities. Our non-cancelable limits coverage, credit management tools, and debt collection services help our clients serve customers in more than 160 countries with confidence.

Credit with confidence.

Trade Credit Products and Services

Accounts Receivable Insurance

Protect one of your largest, most-vital assets with A/R Insurance. This policy is designed to be cost-effective while ensuring steady cash flow and mitigating risks of non-payment by key customers.

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Medium Term Trade Credit

Medium Term Trade Credit protects manufacturers and lenders against losses due to customer non-payment for capital goods, machinery, and related equipment sold on credit terms of up to five years.

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A/R Secure®

Designed for business between $10 million and $100 million in annual sales, A/R SecureSM provides non-cancelable credit limits and simplified claims. It also connects easily to your existing accounting package.

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Top Accounts/Single-Buyer Policy

Accounts/Single-Buyer Policies enable sellers to protect against exposure of non-payment by a single key customer. Policies are available for both short and medium terms.

Comprehensive Domestic & Export Credit Insurance

Comprehensive Domestic & Export Credit Insurance provides global sellers flexible safeguards against negative impacts on account receivables, including customer default and political events.

Accounts Receivable Coverage for Key Customers

Accounts Receivable Coverage for Key Customers protects against exposures associated with specified domestic or global customers: either the company as a whole or a subsidiary/division. Coverage is provided under our DECI policy form.

Domestic, Foreign, Global Accounts Receivable Insurance

Domestic, Foreign, Global Accounts Receivable Insurance covers any loss from buyer non-payment due to buyer insolvency, protracted default, or failure of the exchange authority in the buyer’s country to transfer foreign currency.

Trade Credit for Multinationals

Trade Credit for Multinationals provides global sellers with a controlled master program that combines the advantages of local and global credit insurance. Companies can maintain consistent protection and control in every market in which they operate.

Credit Insurance for Banks & Financial Institutions

Credit Insurance for Banks & Financial Institutions provides protection against risks associated with credit exposure and bad debts across the globe.

Trade Credit Insurance

Trade Credit Insurance protects sellers of goods and services on credit against the risk of customer non-payment due to customer insolvency, protracted default, political events, or acts of war that prevent contract performance.

Global Limits Manager

Global Limits Manager is a user-friendly, highly effective platform designed for use with Credit Insurance. It enables lenders to conveniently manage and monitor all customer credit limits in every market.

Safeguard Against Credit Loss

Trade Credit Insurance helps protect against accounts receivable losses. With more than 35 years of experience underwriting Trade Credit Insurance, AIG offers local underwriting expertise and policy servicing capabilities virtually anywhere your business operates.

Learn More About AIG’s Trade Credit Offerings

AIG Trade Credit Professionals Are Here to Help.

Contact us today to learn more about how AIG’s experience can empower you to grow sales and extend credit through flexible, reliable coverage options against associated losses.

American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange.

AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Not all products and services are available in every jurisdiction, and insurance coverage is governed by actual policy language. Certain products and services may be provided by independent third parties. Insurance products may be distributed through affiliated or unaffiliated entities. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.