AIG Programs List

Alaska Commercial Insurance Program

Program Description: The Alaska Commercial Insurance Program provides insurance coverage for a variety of commercial risks located in the state of Alaska.

Coverage Specifics:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Property
  • Umbrella/Excess
  • Inland Marine
  • Crime

Location:  Alaska only


Aviation Program

Program Description:  The Aviation Program provides insurance coverage for small regional and municipal airports, private hangars, Fixed Base Operations (FBO's) and aviation related risks (e.g., fuel trucks, maintenance vehicles, office trailers, etc.). 

Coverage Specifics:

  • Auto Liability
  • Auto Physical Damage 
  • General Liability
  • Property
  • Umbrella/Excess
  • Inland Marine

Location:  Nationwide


Broadcasters Program

Program Description:  The Broadcasters Program provides insurance coverage for non-network radio and TV stations.

Coverage Specifics:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Property
  • Umbrella/Excess
  • Inland Marine
  • Crime

Location:  Nationwide


Builder's Risk and Vacant Property Program

Program Description:  The Builders Risk and Vacant Property Program provides insurance coverage for small construction projects and small vacant property exposures.

Coverage Specifics:

  • General Liability
  • Property

Location:  Nationwide


Builder’s Risk Program

Program Description:  The Builder’s Risk Program provides comprehensive property insurance coverage (AAIS Inland Marine) for Residential and Commercial buildings and structures in the course of construction and during rehabilitation or renovation, including installation floaters.

Coverage Specifics:

  • Inland Marine

Location:  Nationwide, excluding Rhode Island 


Club Liability Insurance Program (CLIP)

Program Description:  The Club Liability Insurance Program provides insurance coverage for associations, clubs, non-profit civic, social or professional organizations. Inland Marine coverage is available for specified property owned by members of approved organizations on either a sponsored or non-sponsored basis.

Coverage Specifics:

  • General Liability
  • Inland Marine

Location:  Nationwide


DealerGuard Program

Program Description:  The DealerGuard Program provides non-admitted dealer open-lot insurance coverage for franchised and non-franchised retail dealers of new and used automobiles, trucks, equipment, recreational vehicles, motorcycles, ATVs, snowmobiles, and personal watercraft.

Coverage Specifics:

  • Inland Marine

Locations:  Nationwide


Golf and Tennis Clubs Insurance Program

Program Description:  The Golf and Tennis Club Insurance Program provides insurance coverage for golf, country, city and tennis clubs.

Coverage Specifics:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Property
  • Umbrella/Excess
  • Inland Marine

Location:  Nationwide


Hawaii Condo Property Program

Program Description:  The Hawaii Condo Property Program provides insurance coverage for Condominium Associations and Homeowner Associations (AOAO's).

Coverage Specifics:

  • General Liability
  • Property

Location:  Hawaii


Manufactured Housing Program

Program Description:  The Manufactured Housing Program includes Manufactured Home Communities, Recreational vehicle (RV) parks/destination resorts, Retail dealers of Manufactured housing, and Recreational unit dealers (includes recreational equipment) except RV dealers.

Coverage Specifics:

  • General Liability
  • Cyber
  • Employee Practices Liability Insurance (EPLI)
  • Property
  • Inland Marine
  • Crime
  • Equipment Breakdown
  • Hired and Non-Owned Auto
  • Umbrella

Location:  Nationwide


MountainGuard Ski Program

Program Description:  The MountainGuard Ski Program provides insurance coverage for ski areas and resorts including winter & summer activities.

Coverage Specifics:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Property
  • Inland Marine
  • Umbrella/Excess

Location:  Nationwide and Canada


Moving and Storage Program

Program Description:  The Moving and Storage Program provides a property insurance coverage for household goods movers, and PODS franchises.

Coverage Specifics:

  • Property
  • Equipment Breakdown
  • Inland Marine

Location:  Nationwide except California


Orthotics & Prosthetics Program

Program Description:  Insurance coverage for fabricators, fitters and distributors of orthotic and prosthetic devices as well as medical equipment suppliers.  The program does not include manufacturing of durable medical equipment.

Coverage Specifics:

  • ·       Non-Admitted Property
  • ·       General Liability (including sexual misconduct liability)
  • ·       Professional Liability
  • ·       Cyber
  • ·       Excess
  • ·       Admitted Commercial Auto 

Location: Nationwide

 


Property Difference In Conditions Program

Program Description:  The Difference In Conditions Program provides expanded property coverage for some perils not covered by standard commercial property insurance policies.   

Coverage Specifics:

  • Earthquake
  • Earth Movement
  • Earthquake Sprinkler
  • Difference In Conditions
  • Flood

Location:  Nationwide

 


Psychoanalysts Professional Program

Program Description:  The Psychoanalysts Professional Program provides insurance coverage for individual practitioners, groups of practitioners, psychoanalytic schools and institutes and psychoanalytic societies.

Coverage Specifics:

  • General Liability
  • Professional Liability

Location:  Nationwide


Real Estate Appraisers Program

Program Description:  The Real Estate Appraisers Program provides insurance coverage for real estate appraisers and appraisal management companies.

Coverage Specifics:

  • General Liability
  • Professional Liability

Location:  Nationwide

ResortGuard Program

Program Specifics:  The ResortGuard Program provides insurance coverage for timeshare and interval ownership condominiums, condominium associations (not owned by ski resorts),master planned communities, destination resort and spa hotels, upscale sportsman lodges, VIP and boutique hotels.

Coverage Specifics:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Property
  • Inland Marine
  • Umbrella/Excess

Location:  Nationwide and Canada

 


Tribal First Property Program

Program Description:  The Tribal First Property Program provides property-only coverage for Sovereign Native American Nations.

Coverage Specifics:

  • Property
  • Inland Marine

Location:  Contiguous 48 states


United Farmers Agents Association Program

Program Description:  The United Farmers Agents Association Program provides Errors & Omissions coverage for Farmers and Independent personal lines agents.

Coverage Specifics:

  • Professional Liability

Location:  Nationwide


Welding Supply Distributors Insurance Program

Program Description:  The Welding Supply Distributors Insurance Program provides insurance coverages for the welding supply distributors including industrial gases; Welding Supply Distributors Partnership Group (WDPG).

Coverage Specifics:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Property
  • Umbrella/Excess
  • Equipment Breakdown
  • Inland Marine

Location:  Nationwide