Employment Practices Liability Insurance

Protecting directors, officers, and senior leaders from today’s leading risks.

For more than 40 years, AIG has helped organizations create customized protection for directors and officers against claims by competitors, shareholders, and regulators. Wherever you operate, let’s work together to protect your organization’s greatest asset: your senior leadership.


Benefits of Employment Practices Liability Insurance

Above and Beyond Claims

Our global claims team offers dedicated resources to ensure consistency of claims handling, effective account stewardship, and winning claims strategies. And with AIG’s financial capacity, customers can rely on long-term stability.

Learn more about Above and Beyond Claims

Loss Control and Mitigation Resources

EPL Pak Premier is a suite of services that combine online training, loss control, and risk management tools to help you manage employment practices risks. These resources provide EPL policyholders with access to expertise and materials from two of the nation’s foremost employment and labor law firms, Littler Mendelson, P.C. and Jackson Lewis LLP..

Product Details

Employment Practices Liability

Policy Amounts

  • $25 million available on the primary policy
  • Additional limits may be available on an excess basis

Available Coverage

  • The EPL policy provides coverage for federal discrimination laws and other employment violations brought against the company, executives, and employees
  • Third-party coverage for discrimination and harassment is built into the policy form
  • Available on a combined basis on the private company directors and officers form

Additional Details

  • Contains a claims savings clause for those insureds who have had continuous EPL coverage with AIG; Insurer consent is not required for full settlements within the retention; $25,ooo in E-Discovery consulting services and sub-limits for crisis loss; provides coverage for employment violations over the internet by the company’s employees, whether or not in their capacity as such

See our Risk Appetite

Wage and Hour

Policy Amounts

  • Up to $25 million limits available in the U.S. and Bermuda for public and private companies on a primary and excess basis

Available Coverage

  • Provides coverage for local, state, and federal pay protections afforded to employees and other individuals

Additional Details

  • Can be offered on a stand-alone basis or may be shared with an existing AIG EPL policy
  • The policy can be purchased on a stand-alone basis even if the company does not purchase their EPL policy from AIG

Reduce Your Litigation Risks

Live Life on the WHEDGESM

Learn how our Wage and Hour product protects you from ever-changing federal and state employment guidelines.