Employment Practices Liability
Employment regulations are constantly changing, and expanded employee protections continue to evolve.
AIG’s employment practices liability (EPL) program offers coverage against discrimination, wrongful termination, retaliation, and more. Policyholders gain access to risk management services, including web-based tutorials, employment reference manuals, and other offerings to help minimize liability risk.
Benefits of Employment Practices Liability Insurance
Our global claims team offers dedicated resources to ensure consistency of claims handling, effective account stewardship, and winning claims strategies. And with AIG’s financial capacity, customers can rely on long-term stability.
EPL Pak Premier is a suite of services that combine online training, loss control, and risk management tools to help you manage employment practices risks. These resources provide EPL policyholders with access to expertise and materials from two of the nation’s foremost employment and labor law firms, Littler Mendelson, P.C. and Jackson Lewis LLP.
$25 million available on the primary policy
Additional limits may be available on an excess basis
The EPL policy provides coverage for federal discrimination laws and other employment violations brought against the company, executives, and employees
Third-party coverage for discrimination and harassment is built into the policy form
Available on a combined basis on the private company directors and officers form
Contains a claims savings clause for those insureds who have had continuous EPL coverage with AIG; Insurer consent is not required for full settlements within the retention; $25,ooo in E-Discovery consulting services and sub-limits for crisis loss; provides coverage for employment violations over the internet by the company’s employees, whether or not in their capacity as such
Up to $25 million limits available in the U.S. and Bermuda for public and private companies on a primary and excess basis
Provides coverage for local, state, and federal pay protections afforded to employees and other individuals
Can be offered on a stand-alone basis or may be shared with an existing AIG EPL policy
The policy can be purchased on a stand-alone basis even if the company does not purchase their EPL policy from AIG
Reduce Your Litigation Risks
Learn More About AIG’s Employment Practices Liability Offering
Find out how our products can provide protection, access to training and employment related tools that can help you mitigate expanding exposures.