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Kidnap, Ransom, and Extortion Insurance

Reduce and manage the risks to your people, assets, and operations.

 

Every day, we help protect organizations and high net worth individuals both at home and abroad. When a crisis occurs, our professional response partners will help manage and resolve a wide range of threats, from kidnapping and extortion to wrongful detention and missing persons.

Protect your people.

Benefits of Kidnap, Ransom, and Extortion Insurance

Risk Management Support

Our value begins long before a crisis occurs, by providing risk assessment and management planning. If a crisis does occur, you can rely upon best-in-class providers of crisis communications and negotiations, and medical, and emergency travel assistance services.

Broad Coverage

Our coverage protects the full spectrum of individuals affected by a wide range of crises. This can include organizational officers or directors, employees, their guests, and relatives, as well as volunteers, and those handling demanded payments.

Related Resources

NYA International

Discover the advanced capabilities of NYA International, AIG’s crisis prevention and response service partner. Together, we’ll provide you with comprehensive support when you need it most.

Learn More

Multinational Resource Center

It’s a big world, with big opportunities. If you conduct business across borders – even in just two countries – count on AIG’s experienced foreign casualty professionals, customizable packages, and service enhancements.

Learn More

Coverage Details

Who Is Covered

Broad definition of insured persons

INCLUDES OFFICERS, DIRECTORS, EMPLOYEES, THEIR GUESTS, RELATIVES, STUDENTS, VOLUNTEERS, AND ANY PERSON DELIVERING OR HANDLING RANSOM MONIES

Primary and excess limits of up to $50 million

FOR CORPORATE ENTITIES & HIGH NET WORTH FAMILIES

Available Coverage

Threat, disappearance, and hostage coverage

AUTOMATICALLY INCLUDED IN THE BASE FORM OF CRISISOLUTION, OUR MAIN POLICY

Separate limits

PROVIDED FOR RANSOM, EXPENSES, BUSINESS INTERRUPTION AND LEGAL DEFENSE

Covered medical expenses

AVAILABLE FOR UP TO 36 MONTHS

Necessary coverage extensions

WITH ENDORSEMENT, CAN INCLUDE CHILD ABDUCTION (WITH LEGAL LIABILITY), EVACUATION AND REPATRIATION, EXPRESS KIDNAPPING, ASSAULT EXPENSE, & VALUE OF PRODUCTS

Loss Prevention Services

Access to the services of Travel Guard®

AIG'S TRAVEL ASSISTANCE COMPANY

Access to the services of NYA International

AIG'S SPECIALIST RESPONSE CONSULTANT

Learn More About AIG’s Kidnap, Ransom, and Extortion Offerings

Our Professionals Are Here to Help

Contact us today for more information on comprehensive insurance protection and 24/7 support services for risks facing organizations and high net worth individuals.

When to Consider Kidnap, Ransom, and Extortion Insurance