Insurance for Homes

A Custom-Built Policy

Our comprehensive homeowners policy is designed for fine homes.

  •  You may require more or less coverage than your friends and neighbors. We’ll work with you to provide limits that meet your unique needs.
  •  We understand some of the most beautiful homes are also the hardest to insure. Whether you reside on the coast, in the mountains, in a gated community, or all of the above, AIG Private Client Group has the ability to handle complex insurance needs.
  •  Coverage is provided for landscaping, breakage of fragile items, and damage caused by domestic pets.
  •  Simplify your insurance portfolio if you also own homes outside of the United States.*

In the unfortunate event of property damage, additional policy provisions are intended to facilitate the handling of your claim:

  •  In many instances, we can rebuild on-site to match your home's exceptional building quality, even if doing so exceeds your policy limit.
  •  If you prefer, claims can be settled in cash without any obligation to replace lost items or repair damaged property.
  •  Damaged personal property can be repaired or replaced with new item(s), without deductions for depreciation.
  •  Additional living expenses will be made available if your home becomes uninhabitable after a loss.

* Coverage is not available in all jurisdictions outside of the US.  Contact your independent insurance advisor for further details.

AIG Private Client Group is a division of the member companies of American International Group, Inc. (AIG).  Policies are underwritten by member companies of AIG, including AIG PROPERTY CASUALTY COMPANY.  This summary does not include all terms, conditions and exclusions of the policies described and any coverage is governed by actual policy language. Any coverage and supplemental services described herein may not be available in all jurisdictions, may have certain limitations and are subject to underwriting review and approval. Services provided, including by third parties, are not guaranteed by AIG Private Client Group and may be discontinued at any time.  Insurance products may be distributed through affiliated and unaffiliated entities and may be discontinued at any time.