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Trucking

  • AIG’s Truck Insurance Group offers admitted auto liability, physical damage, and general liability products for businesses that have a transportation focus and a heavy (26,000 lbs. +) auto exposure

  • Coverage is available for fleets consisting of 5 to 250 power units; two years of operating experience required for 5–10 power units and three years required for fleets of 11+ power units

  • No radius of operation restrictions and coverage is available for most classes of business (dry van, refrigerated, flatbed, tanker, etc.) within the trucking industry

  • Auto Liability deductibles available at up to $50,000 per occurrence

  • “For Hire” trucking companies whose primary operations are focused on the transportation of goods and commodities

  • Companies with fleets that predominantly consist of heavy trucks (26,000 lbs. +) and that predominantly employ professional CDL class A or B drivers

  • Preference towards companies that own their equipment and that utilize company-employed drivers; coverage available for owner/operator fleets that have proper controls in place

  • Preference towards companies that have strong DOT compliance initiatives and strong SAFER/CAB reports that reflect the results of such

Client Risk Solutions (CRS):

• Services dedicated to the unique challenges of the trucking industry with a focus on safety procedures, DOT compliance, hiring practices, employee training, and fraud prevention; consultants average of more than 15 years of trucking industry experience

• Customized analytic reports benchmark performance against peers and allow our consultants to pinpoint loss drivers, help improve safety, and ultimately help reduce the total cost of risk


Claims:

• Dedicated claims unit specializing in trucking claims and loss mitigation; specialists available 24/7 to provide crisis management and investigate severe incidents

• Broad network of accident reconstruction experts and investigators work to ensure the best defense possible


Underwriting:

Focused, experienced, and knowledgeable underwriters have extensive knowledge of the trucking industry and the ability to coordinate a wide variety of products and services that are available across AIG.