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Trade Credit

  • Insure domestic and foreign accounts receivable under a simple, comprehensive policy with non-cancelable limits

  • Flexibility to cover a) the insured’s entire portfolio of accounts receivable, b) just the largest exposures (“Top Accounts”), or, c) more selectively, single account policies. Structures generally include an annual deductible and 10% coinsurance

  • Minimum premium of $25,000 opens door to most manufacturers and distributors with sales of at least $10M

  • Ample capacity up to $500M or more for investment grade credit risks. Capacity and appetite decrease substantially for non-investment grade/lower-rated companies and countries

• Global banks that provide financing of cross-border trade flows

• Multinational manufacturers and distributors across industries

• Chemicals, pharmaceuticals, computer hardware/software, food, and consumer electronics are target sectors


Preferred Risks

Non-Preferred Risks


Broad-based chemical and petrochemical

Agricultural chemicals


Global and regional banks financing

Non-trade related exposures


Computer hardware and software

Tech concentration to Chinese market


Both human and animal pharmaceuticals
are targets



Manufacturers and distributors


Client Risk Solutions (CRS):

Online policy management tool, Global Limits, as well as advanced online credit risk management tools and third-party collection services offered.


One of the broadest networks among non-cancelable limit credit insurance carriers licensed in 70+ countries; supported by AIG Multinational tools and services.


• Highly-experienced and industry-leading global claims team

• Over $2B in global claims paid over our 35+ year history