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  • A wide variety of coverages available for healthcare risks in the hospital, senior care and miscellaneous facilities segments
  • Professional liability on a claims-made basis only
  • Minimum premium starts at $15,000
  • AIG companion coverages are available through affiliated insurers, including: workers’ compensation and commercial auto insurance

Broad flexible risk appetite to underwrite risks written on Excess & Surplus lines paper

Segment

Preferred Risks

Non-Preferred Risks

Hospitals and
Healthcare Systems

• Facility size ranges from small rural hospitals to large multi-location systems

• Primary and excess coverages available

Insureds located in specific high volatility venues

Miscellaneous
Facilities

• Home healthcare, imaging, emergency medical technician (EMT), labs, allied health, urgent care, medical rehab and surgery centers

• Primary and excess coverages available

• Behavioral health, correctional health

• Genetic/IVF counseling/testing centers, birthing centers

Senior Care

• High quality facilities based on centers for medicare and medicaid services (CMS) overall star rating

• Excess coverage only

• Assisted living facilities

 

Client Risk Solutions (CRS)

• Risk tools for high-risk areas such as obstetrics (OB), emergency department (ED), perioperative, and behavioral health

• Customized client specific consultation and on-site services

• Access to a suite of online tools and documents

 

Claims

 

• Technical staff of over 40 members dedicated solely to healthcare-related claims; our professionals average more than 20 years of industry experience and include attorneys and clinicians

• Dedicated birth trauma, catastrophic injury, suicide, damage mitigation and elder care specialty counsels

As the leading U.S. - based surplus lines insurer, Lexington Insurance Company provides innovative property, casualty, financial lines, healthcare, personal lines, and specialty lines coverage to address large, complex, unique, and emerging risks faced by companies of every size. Based on over 50 years of experience and backed by the strength of AIG, Lexington continues to deliver innovative protection solutions that help our clients keep pace with technology in a rapidly changing world.
 

Learn more about Lexington Surplus Lines