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Primary Admitted Automobile Liability, General Liability and Workers’ Compensation

  • Standard and complex risks for automobile liability (AL), general liability (GL) and  workers’ compensation (WC)
  • Minimum premium of $100K1 per casualty line of business
  • Structured through guaranteed cost policies as well as deductibles and self-insured retentions (SIRs) $100K and below throughout the U.S.
  • General Casualty has 50 state capability and excels at multi-state risks

Broad industry appetite for the following areas:
 

  • Retail and wholesale
  • Manufacturing
  • Hospitality and leisure
  • Technology and professional services
  • Global Energy Middle Market (GEMM®) focuses on underwriting WC and AL risks in the following areas:

    • Power generation and utilities
    • Oil and petrochemical process and refining
    • Exploration
    • Production
    • Drilling and oilfield service contractors
    • Renewable and alternative energy

Analytics & Training

• WC benchmarking allows clients to compare their WC loss performance against AIG’s industry analysis; customized WC and auto benchmark reports enable analysis to pinpoint loss drivers, improve safety and ultimately reduce the total cost of risk

• RiskTool Advantage®: provides web-based e-learning for workplace safety, training, accident investigation and risk engineering topics

• Claims history reviews help insureds prepare for current and future loss trends through industry analysis of potential GL claims drivers


Claims

 

• WC claims professionals average over 20 years of experience and have the ability to provide localized support through our 21 physical U.S. locations; General Casualty’s claims team is comprised of specialists, 70% of whom are attorneys
 

• Nurse Triage and Outcome Based Network program provides guidance for injured workers to receive right treatment (resulting in self-treatment for 30-40% of calls) and avoid unnecessary ER care or doctor’s visits; Nurse Triage is available in 50 states and Outcome Based Network in 37 states
 

• Nationwide legal support of elite defense attorneys at negotiated rates in every state help to implement solutions with adherence to any local nuances and regulations