Total capacity: $100M on renewals and $75M on new business.
Lead umbrella: available limits up to $25M; limits offered will depend on class of business and individual account characteristics.
Mid excess: limits up to $25M excess of a minimum attachment of $10M; must not be the first risk transfer layer.
Cat Excess: limits up to $75M excess of a minimum attachment of $100M; typically in the top one-third of the tower.
Small business excess: lead coverage with limits up to $10M for companies with revenues up to $25M.
Lex London: lead, mid excess and high excess coverage offered to U.S. clients seeking access through the London market.
CrisisResponse®, a built in enhancement to Excess Casualty’s commercial umbrella liability policy, provides policyholders first-dollar coverage and the professional expertise to respond effectively, helping to minimize ultimate damages in a casualty crisis.
Broad underwriting appetite with flexibility in attachment, limit and form.
Coordination of capacity between U.S., Bermuda and Lex London.
Classes of business: broad appetite other than pharmaceuticals, invasive medical products, residential construction, New York construction attaching below $25M and low attaching trucking or residential real estate business.
Excess Casualty’s claims professionals, of which 70% are attorneys, average 20 years of claims experience.
Dedicated units focus on high severity claims for complex, divisional and fast class, mass tort and construction defect.
Nationwide legal support of elite defense attorneys at negotiated rates in every state help to implement solutions with adherence to any local nuances and regulations.
In-house risk engineers and consultants help insureds navigate risk solutions for exposures and areas of coverage most important to them.
Claims analysis and industry benchmarking are available to determine potential claims drivers and help insured prepare for current and future loss trends.
Insureds can receive an in-depth look at the risks and liabilities posed by their products and services, including premises, terrorism and general security, product liability, worker safety, emerging risks and more.