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  • Lead umbrella: available limits up to $25M; limits offered will depend on class of business and individual account characteristics
  • Mid excess: limits up to $25M excess of a minimum attachment of $10M; must not be the first risk transfer layer
  • Cat Excess: limits up to $75M excess of a minimum attachment of $100M; typically in the top one-third of the tower
  • Small business excess: lead coverage with limits up to $10M for companies with revenues up to $25M
  • Lex London: lead, mid excess and high excess coverage offered to U.S. clients seeking access through the London market
  • CrisisResponse®, a built in enhancement to Excess Casualty’s commercial umbrella liability policy, provides policyholders first-dollar coverage and the professional expertise to respond effectively, helping to minimize ultimate damages in a casualty crisis
  • Broad underwriting appetite with flexibility in attachment, limit and form
  • Coordination of capacity between U.S., Bermuda and Lex London
  • Classes of business: broad appetite other than pharmaceuticals, invasive medical products, residential construction, New York construction attaching below $25M and low attaching trucking or residential real estate business


• Excess Casualty’s claims professionals, of which 70% are attorneys, average 20 years of claims experience

• Dedicated units focus on high severity claims for complex, divisional and fast class, mass tort and construction defect

• Nationwide legal support of elite defense attorneys at negotiated rates in every state help to implement solutions with adherence to any local nuances and regulations


Client Risk Solutions (CRS)


• In-house risk engineers and consultants help insureds navigate risk solutions for exposures and areas of coverage most important to them

• Claims analysis and industry benchmarking are available to determine potential claims drivers and help insured prepare for current and future loss trends

• Insureds can receive an in-depth look at the risks and liabilities posed by their products and services, including premises, terrorism and general security, product liability, worker safety, emerging risks and more