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Contractors Pollution Liability (CPL): protects contractors against third-party claims for bodily injury, property damage, or environmental damage resulting from pollution conditions caused by covered operations; claims-made or occurrence basis; limits up to $75M; minimum premium $2,500

Environmental and General Liability Exposures (EAGLE) Program®: combines CGL standard liability coverage with coverage for pollution exposures arising from on-site premises, products or off-site premises operations; Excess and Automobile Liability only written in conjunction with primary EAGLE; $1M/$2M/$2M limit structure; minimum premium $15,000
 

  • Cyber Liability, including Security & Privacy Liability, Event Management, and Network Interruption is available by endorsement to the EAGLE policy


Commercial Excess Follow Form (CEFF): insurance excess of, and to the extent covered by, the insuring agreement of the underlying AIG Insurer EAGLE primary policy; limits up to $25M

TankGuard® Storage Tank Liability Insurance: coverage for corrective action, clean-up and third-party claims for bodily injury and property damage resulting from pollution conditions from scheduled storage tank systems; limits as required by federal and state regulations; minimum premium $525

Product

Industry

Risk Preferences

Non-Target Classes of Business

CPL/CPO

Services/projects

Construction and commercial services contractors, construction projects including OCIP and CCIP

Limited appetite for industrial operations, maintenance fixed based operators (FBOs), mining

EAGLE®

Manufacturing and distribution

First and third-party (tolling) manufacturing, wholesale and limited retail distribution, brokering (small–mid sized companies)

Aircraft critical parts, toys, sporting equipment, medical equipment, power tools, building materials

Chemical-related

Manufacturers, blending operations, distribution operations; raw/intermediate materials manufacturing and distribution (small–mid sized companies)

Dry cleaning products, pharmaceuticals

Utilities:public and private operations

Composting facilities; methane collection and co-generation at landfills; quarries; waste treatment, storage or disposal facilities (landfill, recycling, incineration, transfer stations); waste water treatment plants

Hospitals/assisted living facilities,
schools, residential trash haulers, power plants, mines, potable water utility, petroleum refineries

TankGuard®

Owners/operators
of underground and
aboveground storage
tanks

Underground tanks < 25 years of age; aboveground tanks < 40 years of age; commercial real estate; healthcare, education and recreation facilities; retail and wholesale fueling facilities

Airport exposures with hydrant systems, industrial processing tanks, bulk terminal risk

Risk Consulting

PIER (Pollution Incident and Environmental Response)®: a value-add program assists insureds with emergency response crisis management and managing loss costs.


In-house dedicated engineers with 15+ years of insurance and environmental consulting experience to assist insureds with environmental risk management program evaluation and optimization by assessing plans, providing training and delivering recommendations for risk improvementll risk.

 

 

Claims

 

 

Dedicated Environmental claims unit composed of an experienced staff with direct environmental industry or environmental litigation experience