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Employment Practices Liability Insurance (EPL)

  • EPLI policies provide individual and entity coverage for public, private, and not-for-profit organizations

  • Provide both primary and excess placements across most industries within the commercial public, private, not-for-profit, and financial institutions book of business

  • EPLI policies offer coverage for discrimination, harassment, wrongful retaliation, and additional named violations on both U.S. and Bermuda paper

  • Policyholders gain access to risk management services, including web-based tutorials, employment reference manuals, and other offerings to help them mitigate risk and stay current of recent developments and changing laws

  • Due to recent developments with #MeToo and the Weinstein Effect, there are additional topics to be discussed relating to the companies’ employee training, claim investigations, and public response

  • Long-term partnership with our clients is AIG’s goal, including writing other lines of business with AIG

  • Underwrite to the company’s HR policies and procedures, as well as risk management controls

  • California domicile or a large California employee footprint is of great concern within all company types and industries

  • Industries of specific concern: retail; media; motion picture industry companies; staffing agencies; law firms; higher education; universities; hospitals; nursing fields; staffing agencies or professional employer organizations; rehabilitation facilities; hedge funds; lending institutions



• Our claims team offers dedicated resources to ensure consistency of claims handling and subject-matter expertise

• Noted as the best claims team in Financial Lines in both AON and Marsh’s respective claims surveys


Committed to delivering world-class multinational expertise, solutions, and service to clients in a globally consistent and seamless fashion through one of the largest global networks in the industry, spanning 215+ countries and jurisdictions.

Product Innovation:

• Only U.S. insurer providing a Wage and Hour Insurance policy, aptly called Wage and Hour Edge (WHEDGE)®

• Primary EPLI insureds are granted the EPL Pak Premier Endorsement, a premier risk management tool