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  • Customized coverage protection for directors and officers of public or private companies, non-profit organizations or financial institutions against risks faced in executing their management responsibilities due to increased regulatory scrutiny, public demands for individual accountability, more frequent shareholder litigation, rising defense and settlement costs, expanding bankruptcy exposure and more
  • Side-A capacity available on a primary basis or complementing AIG’s presence on primary and excess entity-based programs
  • Bermuda-based placements for all Financial Lines products are available on an excess coverage basis

Focus is on financially-stable companies across all areas:


Preferred Risks

Non-Preferred Risks

Commercial - Public

• <$1B in revenue: appetite focus on excess coverage at or above a $20M attachment point

• >$1B in revenue: appetite focus on excess coverage at or above a $25M attachment point

• Long-term partnership with clients is AIG’s goal

Initial public offerings (at current market pricing)

Commercial - Private

• Appetite focus on excess coverage only

• Private equity backed business

• Package policy with D&O, employment practices, employee benefit fduciary, fidelity and KR&E coverages on one form

Privately held startup companies valued > $1B


• Appetite focus on excess coverage only

• 501(c) based non-profits


Financial Institutions

• Real estate companies

• Insurance companies and insurance agents

• Private depository institutions

• Asset management D&O

• Cryptocurrency

• Lending

Product Innovation

• History of customizing manuscripted policies or coverages for specific insureds

• Continuous attention to trends and developments to develop expanded coverages, such as: pre-claim inquiry for insured persons; optional enforcement body investigation coverage for entity when related to a
Securities Claim; Side-A Match Endorsement (SAME)®

• Unique partnership between claims and underwriting ensures coverage is continuously updated to address today’s emerging exposures of entities and individuals




Committed to delivering multinational expertise, solutions, and service to clients in a globally consistent and seamless fashion through one of the largest global networks in the industry, spanning 215+ countries and jurisdictions; 14,000 in force underlyer policies




• Experienced claims team comprised of 200 specialists handling over 25,000 claims annually

• Financial Lines pays over $1.5B in claims each year

• Clients have the ability to select defense counsel from an exclusive group of the nation’s premier law firms that have met extremely high standards of performance and are specialists in their field