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Coverage options for financial and tangible losses resulting from a cyber event on a primary (CyberEdge® or CyberEdge Plus) or excess/difference-in-conditions (CyberEdge PC®) basis.

 

Coverage is available through a standalone policy or as part of select property or casualty policies from AIG.

 

Available limits: up to $100M (varying by coverage) and no minimum retention.

 

Threat profile, business impact and cybersecurity controls are evaluated in determining terms and conditions offered on an individual risk basis.

Broad appetite across various industries including, but not limited to: retail, healthcare, higher education, financial institutions, manufacturing, technology, law firms or energy companies; and all legal entities: public, private, non-profit and partnerships.


All geographies: backed by AIG’s multinational expertise, solutions and service spanning a network of 215+ countries and jurisdictions.


All revenue sizes.

A mid-sized chemical company was looking for a cyber policy to help protect its physical and non-physical exposures from a cyber attack. AIG’s cyber underwriting and sales teams met with the client and broker to discuss AIG’s coverage solutions and complimentary risk consulting services as key differentiators to help reduce cyber risk. As a result of the collaboration and those key differentiators, the client bound a new cyber liability policy with AIG, despite lower priced coverage options from competitors.

Claims

Experienced and dedicated claims team members handle 6+ cyber claims per business day.
 

Unique partnership between claims and underwriting ensures coverage is continuously updated to address today’s emerging exposures.

Local presence supported by global resources enables expert claims handling around the world.

 

Cyber Maturity Analytics

 

Tailored analytics available on threat profile, control effectiveness and peer benchmarking (after completing AIG’s Cyber Application) can help clients better understand their cyber maturity and coverage; basic reports are available for applicants even if they do not bind with AIG.
 

CyberMaticsSM, AIG’s award winning, technology-driven underwriting process, can help verify cyber risk posture, prioritize implementation of controls that reduce cyber risk and make better investment decisions in their overall cybersecurity program.

 

Cyber Loss Prevention

 

Loss prevention tools and services valued at up to $25,000, are included with eligible* policies; services can include employee eLearning, phishing simulations, domain protection, blacklist IP blocking, infrastructure vulnerability scanning and more.
 

*Clients who purchase CyberEdge and spend $900-$4,999 in premium qualify for AIG’s SME service offering included with their policy. Clients who purchase CyberEdge and spend more than $5,000 in premium qualify for additional service offerings included with their policy. AIG may modify (by adding, removing or replacing a tool or service) or discontinue the Services at any time.  AIG may partner with third party vendors to provide any or all Services. In some instances, AIG may have a referral fee structure in place, or an ownership interest, with certain third party vendors.