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AIG Risk Management (AIGRM)

  • Risk Partnership – sophisticated risk management clients who retain portions of their risk via deductibles, self-insured retentions, captives and/or retro programs

  • Program Structure Specialists – customized program structures to ensure efficient and optimal sharing and transfer of risk

  • Primary Casualty Solutions – workers’ compensation, auto liability, general/products liability

  • Primary Capacity

    • Workers’ compensation – statutory limits
    • AL & GL/PL – up to $10M depending on program structure
  • Minimum deductibles/SIRs – $100,000, however key focus is $500,000 or greater

  • Guaranteed Cost – minimum of $2M premium per line of business

  • Alternative Risk Structures – fronting, captives, closeouts, retrospective LPTs, structured finance solutions
  • Industry Agnostic – focused on long-term, mutually acceptable program structures with best-in-class insureds

  • Construction – practice policies with fronted GL only; no-wrap-ups; no residential

Client Risk Solutions (CRS):

Integrated analytics and risk control services available to all AIGRM clients as value-added feature in programs.

Collateral Solutions:

• A leader in innovative collateral solutions – letters of credit, trusts, surety bonds, cash

• Structured transition programs to assist clients in moving program to AIGRM

• Dedicated credit officer and credit team


• Flexible unbundled solutions with extensive approved list of TPAs; can also provide bundled claims service via AIG Claim Services, Inc.

• Claims advocacy and oversight via AIG Vendor Services