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Retail Property

  • Flexible structure: open to risks on a 100%, shared, layered or excess position on an Admitted or Non-Admitted basis

  • $1 billion policy limit on 100% AIG business and up to $500 million policy limit on shared and layered business

  • Minimum deductibles of $25,000 for Middle Market, and $100,000 for Risk Management

  • Minimum premium of $100,000

Broad flexible risk appetite to underwrite occupancies where risk quality of an account supports deploying capital.


Preferred Risks

Non-Preferred Risks

Real Estate

• Class A office building

• Owned and managed real estate



Light manufacturing

• Glass manufacturing

• Smelting



Assisted living facilities

Higher Education

Public and private universities


Public Entity


• K-12 school districts

Public entities with location in Tier 1 wind/high hazard Earthquake/convective storm


• AIG Claims Promise to deliver 50% of the agreed upon Property Damage, Debris Removal, and Extra Expense costs within 7 business days of when we agree a loss is covered

• Consistent claims service worldwide with average AIG adjuster experience of 20 years


Committed to delivering world-class multinational expertise, solutions and service to clients in a globally consistent and seamless fashion through one of the largest global networks in the industry, spanning 215+ countries and jurisdiction.

Client Risk Solutions (CRS):

Ability to maximize capital we deploy is tied to our proprietary view of risk developed through our risk insights and analytics to support clients in helping to reduce their total cost of risk.