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Cover At A Glance 

A high level summary only, see the policy wording for details


  • Non-payment of a buyer due to insolvency or protracted default (non-payment after 180 days)
  • Credit limits are provided on each buyer and claims are paid at 90% indemnity
  • All credit limits are provided by AIG. There is no Discretionary Credit Limit facility within the policy
  • There will be a minimal non-qualifying loss level below which claims will not be considered and a maximum liability to cap the level of claims paid in any one year
  • Providing the buyer pays on time, credit limits are non-cancellable for 12 months

Value added Services

AIG Trade+ software includes:

  • Risk profile of all buyers
  • Automated overdue reporting
  • Automated alerts
  • Automated claims documents

AIG Trade+ promise

If AIG cannot agree to 70% of requested credit limits within 14 days of policy inception, the client may cancel the policy from inception without liability and we will return any premium paid.

[Download White Label Summary]