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Cover at a Glance

Employers’ Liability

  • Legal Costs in addition to limit of indemnity
  • Criminal Legal Expenses £5m aggregate limit in addition to limit of indemnity
  • TUPE given as standard
  • Wide definition of employee
  • Medical and Vocational Rehabilitation at no extra premium cost
  • Health and Safety loss control
  • eLearning RoSPA accredited health and safety training
  • Serious Accident Response Service

 

Additionally

 

  • Employment Related Accident Benefits (included as standard when Employers’ Liability purchased)

 

Public/Products Liability

  • £5m aggregate legal costs in respect to Corporate Manslaughter in addition to the limit of indemnity

 

Wide cover as standard, including:

  • Legionella
  • Advertising liability
  • Blanket vendors liability
  • Member to member liability
  • Advice, design service and specification cover provided if resulting in injury or damage
  • Libel/slander/defamation
  • Products unknowingly sold to the US included

 

 

Additional cover included depending on module purchased

  • Product Recall: £50,000 limit for government recall, product defect or malicious product tampering (included with Products Liability)
  • Environmental Clean Up Costs: £2,000,000 limit (included with Public Liability)
  • Crisis Containment: up to £150,000 for professional crisis communications expertise  (included with Employers’ Liability or Public/Products Liability)

 

 

[Download White Label Summary]