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  • AIG’s Truck Insurance Group offers admitted automobile liability, physical damage and general liability products for businesses that have a transportation focus and a heavy (26,000+ lbs.) automobile exposure

  • Coverage is available for fleets consisting of 5-250 power units; two years of operating experience required for 5-10 power units and three years required for fleets of 11+ power units

  • No radius of operation restrictions and coverage is available for most classes of business (dry van, refrigerated, flatbed, tanker, etc.) within the trucking industry

  • Automobile liability deductibles are available up to $50K per occurrence

Broad industry appetite for the following areas:

 

  • “For Hire” trucking companies whose primary operations are focused on the transportation of goods and commodities

  • Companies with fleets that predominantly consist of heavy trucks (26,000+ lbs.) and that predominantly employ professional commercial driver’s license (CDL) class A or B drivers

  • Preference towards companies that own their equipment and that utilize company-employed drivers; coverage available for owner/operator fleets that have proper controls in place

  • Preference towards companies that have strong Department of Transportation (DOT) compliance initiatives and strong Safety and Fitness Electronic Records (SAFER)/Central Analysis Bureau (CAB) reports that reflect the results of such

Risk Consulting

  • Services dedicated to the unique challenges of the trucking industry with a focus on safety procedures, DOT compliance, hiring practices, employee training and fraud prevention; consultants average more than 15 years of trucking industry experience
  • Customized analytic reports benchmark performance against peers and allow our consultants to pinpoint loss drivers, help improve safety and ultimately help reduce the total cost of risk

Claims

  • Dedicated claims specialists in trucking claims and loss mitigation available 24/7 to provide crisis management and investigate severe incidents
  • Broad network of accident reconstruction experts and investigators work to ensure the best defense possible

 

 

Underwriting

 

 

  • Focused, experienced and knowledgeable underwriters have extensive knowledge of the trucking industry and the ability to coordinate a wide variety of products and services that are available across AIG