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Protects contractors against third party claims for bodily injury, property damage, or environmental damage resulting from pollution conditions caused by covered operations; such claims are often left uncovered by standard GL policies.

Claims-Made or Occurrence based coverage.

Limits up to $75M.

Minimum premium: $2,500.

Dedicated Small Business Unit for accounts and projects with revenue up to $20M.


Multi-year practice policies and extended policy terms available for projects.


Defense outside of limits available.

Comprehensive solution for contractors of all sizes, exposures and complexities.

Broad, flexible appetite across all industries and segments.



Target Risk Categories

Service Providers

All construction and commercial service contractors (contractors of all revenue size)  

Specialty Trade

Plumbing, HVAC, concrete, electrical, painting

General Contractors

All GC, construction management and supervision


Demolition, asbestos, mold, lead


Emergency response and clean up

Residential Builders

Homes and condos


UST and AST removal and installation

Oil and Gas

Oil and gas service contractors of all types

Operation and Maintenance

Operation and maintenance contractors

CPL/CPO (Projects)


Target Risk Categories


Roads, bridges, rail, ports, airport expansions and renovations


Power generation, LNG sites, alternative energy, pipeline construction


Hospitals, nursing facilities, adult communities


Hotels, sporting arenas, retails, big box


Schools, universities, expansions and renovations


Multi-family, condos


Owner controlled projects


Contractor controlled projects

Risk Consulting

PIER (Pollution Incident and Environmental Response)®: a value-added program which assists insureds with emergency response, crisis management, and control of costs.

In-house dedicated engineers with 15+ years of insurance and environmental consulting experience to assist insureds with environmental risk management program evaluation and optimization by assessing plans, providing training and delivering recommendations for risk improvement.


Committed to delivering world-class multinational expertise, solutions and service to clients in a globally consistent and seamless fashion through one of the largest global networks in the industry, spanning 215+ countries and jurisdictions.


Dedicated in-house Environmental claims unit with an experienced staff focused on the environmental industry and environmental litigation.