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Retail Property provides market-leading risk transfer (insurance) and non-risk transfer (fronting/captive) solutions for domestic and global middle market and risk management insureds. We have clear and consistent risk appetites established worldwide. At AIG, our Retail Property group is committed to delivering differentiated value to our brokers and insureds by providing open communication, coverage flexibility, claims and risk engineering excellence and multinational services. 

Admitted (American Home) and non-admitted (AIG Specialty) property insurance solutions for clients working with retail brokers.
 

Up to $1B may be deployed on a shared, layered or 100% basis in primary/excess positions on the right accounts.
 

Significant global wind, flood and earthquake capacity also available.
 

Deployment of capacity, size and positioning depends on risk quality, COPE/data quality, occupancy hazards, client commitment to risk management principles and loss experience.

Coverage Flexibility

All risk property damage and business interruption coverage (typically including boiler and machinery).


Cyber, terrorism and political violence coverage extensions available.
 

Claims Promise

50% advance of an agreed loss estimate for property damage, clean-up costs and extra expense within 7 days of a covered event.


Team of dedicated property claims adjusters with 20+ years average experience handling claims. 
 

Multinational

World-class multinational expertise, solutions and service.


Service delivery in a globally consistent and seamless fashion through one of the largest global networks in the industry, spanning 215+ countries and jurisdictions.
 

Risk Engineering

Services to help identify and improve property-related risks:

  • Specialized teams for complex site surveys.
  • Fire protection systems and construction plan review.
  • Customized security risk consultations and assistance with SAFETY Act applications. 

Low Hazard Appetite

All Placements



Airports
 

Data Processing Centers
 

Financial Institutions
 

Healthcare

Higher Education

Law Offices
 

Real Estate
 

Retail

Moderate Hazard Appetite

Primary, Q/S & Excess
 

Breweries/Wineries

Light Electrical Workers
 

Light Metal Workers
 

Linen Suppliers
 

Medical Equipment
 

Paper Printing
 

Refrigeration/Heating
 

Telephone Comms

High Hazard Appetite

Limited Line Coverage



Pulp and Paper


Distilled Liquors


General Warehousing


Meat Processing


Motor Homes


Plastics


Primary Metals


Textiles

Appetite Outside of 

Retail Property



Habitational (Lexington)


Mining (Energy)


National Rail (Inland Marine)


Open Lots (Inland Marine)


Petrochemical (Energy)


Power (Energy)


Primary Glass Ops