If it's your first time applying for life insurance, you may not know exactly what to expect. Will the process take a long time? What information do I need to have on hand? Is there anything that could affect the monthly rate I pay for my life insurance? These are all fairly typical questions that first time applicants might have, and luckily we have the answers to these questions and more available to you at AIG Direct. Our Life Insurance Basics section will show you the five steps you can expect during the application process, but you can also find information on other important topics like how to prepare for your medical exam and how to choose a term life insurance policy that fits your needs. To learn more about the life insurance basics read on here.