When applying for a traditional life insurance policy, you may be asked to take a medical exam and answer a series of health-related questions. This might be unnerving for anyone with health issues or who feels uncomfortable taking a health exam. Fortunately there is a certain type of whole life insurance in which no medical exam is required.
Guaranteed issue whole life insurance does not require a medical exam or require any questions to be answered about your health as part of the application process. Coverage is subject to receipt of payment and verification of identity as required by law and is eﬀective upon receipt of policy.
You might want to consider guaranteed issue whole life insurance if any of the following situations apply to you.
Guaranteed Issue Whole Life Insurance from AIG Life Insurers doesn’t require a medical exam as part of the application process, and you won’t be asked any health questions. In fact, if you are between ages 50 and 85, you can’t be turned down for coverage due to your health. Plus, a Guaranteed Issue Whole Life insurance policy can often be activated in just a matter of days.
If you think a whole life insurance policy with no medical exam might be the right option for you, contact an AIG-appointed life insurance agent today at 888-428-8870 to learn how AIG Life Insurers can guarantee you coverage regardless of your health.
Policies issued by: American General Life Insurance Company (AGL), Policy Forms: ICC15-15532, 15532,15532-5, 15532-10. Rider Numbers: ICC15-15200, ICC15-15201, 15200, 15200-10, 15200-35, 15201, 15201-9, 15201-10 and 15201-35. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). AGL does not solicit business in the state of New York. Products may not be available in all states and product features and rates may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. © 2018 AIG. All rights reserved.
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