You're using an old version of Internet Explorer. Please upgrade to IE 11 or above; or try using a different browser

Skip to Search
Skip to Content

Life Insurance Coverage with No Health Questions, Guaranteed

Your health is one of the biggest determining factors of your life insurance costs. Most insurance companies require applicants to answer health questions and receive a physical examination to help determine how much they’ll pay for their policy. Even your family's medical history can affect your rates. But what if you could avoid these health questions altogether? With a Guaranteed Issue Whole Life Insurance policy from AIG Life Insurer Companies, you could do exactly that.

You cannot be denied life insurance Coverage

A Guaranteed Issue Whole Life policy from AIG Life Insurer Companies requires no health questions answered. The only information you’ll need to provide for your free quote is your:

  • Coverage amount, which ranges from $5,000 to $25,000[2]
  • Name
  • Birthday (you must be between the ages of 50 and 85 to qualify)
  • Gender
  • Phone number
  • Email address
  • Zip code

That’s it — no health questions, no medical exam — just guaranteed acceptance for permanent life insurance protection at a fixed rate. It’s as easy to get as it sounds. AIG Life Insurer Companies designed this product to fulfill the needs of seniors by creating an application process that is simple and hassle free.

Help Cover Your Final Expenses

If you have health issues, you may incur additional medical bills during the final stages of life. Over half of states have filial responsibility statutes[3] which can hold adult children responsible for a deceased parent’s medical debt. Without the help of life insurance protection, debt from these unpaid bills can be subtracted from your estate and end up costing the beneficiaries of your will.

Don’t let your health status get in the way of acquiring the protection your loved-ones deserve. Get your free Guaranteed Whole Life Insurance quote by calling 877-282-9632. Licensed insurance agents are available to help answer any of your questions and determine the type and amount of coverage you may need!

[1]Source:  https://www.nerdwallet.com/blog/insurance/relatives-health-affects-life-insurance-rates/

[2]The total amount of all American General Life Insurance Company Guaranteed Issue Whole Life Insurance policies on any person cannot exceed $25,000 in the aggregate. Policies issued by AGL in all states except NY, Policy #: 15532, ICC15-15532. AGL is not licensed to do business in New York.

[3]Source: http://theconsumervoice.org/uploads/files/issues/Filial_Responsibility_Memorandum.pdf

Agency services provided by AIG Direct Insurance Services, Inc. ("AIG Direct"), CA license # 0B57619 and AR license # 0100105378, a subsidiary of American General Life Insurance Company ("AGL"), Houston, TX and an affiliate of The United States Life Insurance Company in the City of New York ("US Life"), New York, NY, all members of American International Group ("AIG").
 
Policies issued by: American General Life Insurance Company (AGL), Policy Forms: ICC15-15532, 15532, 15532-5, 15532-10. Rider Numbers: ICC15-15200, ICC15-15201, 15200, 15200-10, 15200-35, 15201, 15201-9, 15201-10 and 15201-35except in New York where issued by The United States Life Insurance Company in the City of New York (US Life), Policy Form Number: 15532N. Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG).
 
Products may not be available in all states and product features and rates may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. Each issuing insurance company is responsible for financial obligations of their respective insurance. For all companies mentioned, their financial professionals and other representatives are not authorized to give legal, tax or accounting advice. For advice concerning your individual circumstances, consult a professional attorney, tax advisor or accountant.
 
AGLCXXXXXX  ©2018 AIG. All Rights Reserved.

Speak with a licensed agent

877-282-9632

Related Information

Life Insurance for Ages 75 and Over

Denied life insurance coverage previously due to Companies.your health? Our Guaranteed Issue Whole Life Insurance policy is a solution.

Read More

Finding Guaranteed Issue Life Insurance

If you have been denied life insurance coverage due to your health, consider a Guaranteed Issue Whole Life Insurance policy from AIG Life Insurer Companies.

Read More

Guaranteed Issue Life Insurance: A Choice for Seniors

Seniors, ages 50 to 85, can purchase a Guaranteed Issue Whole Life Insurance policy regardless of their health status.

Read More

What is guaranteed issue life insurance?

Guaranteed issue life insurance policies do not
require a medical exam or health questions as part
of the application.

Read More

Whole life insurance with no medical exam

Learn more about how you can find guaranteed issue whole life insurance that doesn’t require a medical exam or extensive health questions.

Read More

Guaranteed acceptance whole life insurance

If you’re age 50-85, you can’t be denied a guaranteed issue whole life insurance policy from AIG Life Insurers for health reasons. Learn more about this type of policy.Benjamin Franklin once noted that there are two certainties in life: death and taxes. But it’s feasible to add guaranteed issue whole life
insurance to that short list of guarantees. Guaranteed issue whole life insurance from AIG Life Insurers offers guaranteed acceptance to applicants between the ages of 50 and 85, regardless of health. Coverage is subject to receipt of payment and verification of identity as required by law and is effective upon receipt of policy. Learn more about this type of life insurance policy and find out how it could be the insurance option that is right for you.

Read More