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Life Insurance for Ages 75 and Over

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888-428-8870

If you’ve previously been denied life insurance coverage due to your health, consider a Guaranteed Issue Whole Life Insurance policy from AIG Life Insurer Companies.

As you get older, you may assume the opportunity to purchase life insurance has passed. However, more and more insurance companies are offering life insurance policies to older adults who are living longer lives than ever before.[1]

If you’re between the ages of 50 and 85, call an AIG-appointed insurance agent at 888-428-8870 to get a life insurance quote today!

Life insurance options for seniors

There are two basic types of life insurance a senior might consider: whole life and term life. 

Unlike whole life insurance policies, which are designed to remain in effect for a policyholder’s entire life, term life insurance policies expire after a pre-determined time period.

When it comes to acquiring insurance coverage life insurance companies commonly use medical underwriting to evaluate whether or not they’ll approve you for a policy.[2] Medical underwriting usually includes a medical exam and a detailed questionnaire about your current health and medical history.

However, older adults may not pass the medical exam or may have blemishes on their medical record that could disqualify them. 

If you are concerned that your past or current medical conditions may prevent you from being approved for a life insurance policy, you may want to consider our Guaranteed Issue Whole Life Insurance.

What are Guaranteed Issue Whole Life policies?

Guaranteed Issue Whole Life Insurance policies can be a good option for people over 75 who need a dependable policy at an affordable price. This type of policy does not require applicants to pass a medical exam or answer any medical questions.

We offer Guaranteed Issue Whole Life Insurance coverage to anyone between the ages of 50 and 85. Within this age group, you can enjoy the following:

  • Guaranteed acceptance for your lifetime
  • No medical exam or questions
  • Up to $25,000 in coverage[3]
  • Living benefit coverage at no extra cost, including chronic and terminal illness
  • Guaranteed level premiums, ensuring payments do not increase during the life of your policy

Get your quote today!

Everyone’s circumstances are different, and the right life insurance policy for one person may not be the right policy for another. To determine the type of policy and amount you need, speak with a licensed insurance agent by calling 888-428-8870.

[1] Source: http://abcnews.go.com/Health/story?id=118056

[2]Source: http://economictimes.indiatimes.com/definition/medical-underwriting

[3] The total amount of all American General Life Insurance Company Guaranteed Issue Whole Life Insurance policies on any person cannot exceed $25,000 in the aggregate. Policies issued by AGL in all states except NY, Policy #: 15532, ICC15-15532. AGL is not licensed to do business in New York.

_________________________________________________________________________________________________________________________

Agency services provided by AIG Direct Insurance Services, Inc. ("AIG Direct"), CA license # 0B57619 and AR license # 0100105378, a subsidiary of American General Life Insurance Company ("AGL"), Houston, TX and an affiliate of The United States Life Insurance Company in the City of New York ("US Life"), New York, NY, all members of American International Group ("AIG").
 
Policies issued by: American General Life Insurance Company (AGL), Policy Forms: ICC15-15532, 15532, 15532-5, 15532-10. Rider Numbers: ICC15-15200, ICC15-15201, 15200, 15200-10, 15200-35, 15201, 15201-9, 15201-10 and 15201-35except in New York where issued by The United States Life Insurance Company in the City of New York (US Life), Policy Form Number: 15532N. Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG).
 
Products may not be available in all states and product features and rates may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. Each issuing insurance company is responsible for financial obligations of their respective insurance. For all companies mentioned, their financial professionals and other representatives are not authorized to give legal, tax or accounting advice. For advice concerning your individual circumstances, consult a professional attorney, tax advisor or accountant.
 
AGLCXXXXXX  ©2018 AIG. All Rights Reserved.

 

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