Accident and Health Insurance
Insurance Benefits Beyond Major Medical or ACA
Accident and Health Products
Accident and Health at AIG
Yes, benefits awarded for qualifying illness or accidents are paid directly to the insured, who can use them at their own discretion. Use them to pay your deductibles, reduce your debt, buy gas, pay off doctor’s bills, purchase out-of-network care, etc.
Click the request a quote button above and we’ll have someone contact you. You can purchase A&H insurance as a stand-alone policy or in addition to your major medical or ACA health care plan.
Deductibles can be high and insurance doesn’t always cover everything, like prescriptions, specialty treatments, and diagnostics, etc. A&H insurance can reduce your out-of-pocket expenses and help you care for yourself and your loved ones.
No, supplemental A&H policies do not fulfill your federal Affordable Care Act (ACA) requirement, but in the event you cannot afford a policy under the ACA plan, our A&H policies can help provide you some peace of mind against unfortunate accidents or illnesses.
Important Note: All benefits payable are subject to the terms and conditions of the policy, including benefit durations, limitations and exclusions. Not all benefits and exclusions apply in every state. Please consult the policy form and outline of coverage for details. Comprehensive medical coverage may be required in some states in order to apply for or maintain the policy.Policies issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states and product features may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. Policy Form Numbers: 07120, 07120N, 05130, 04120, 11120 and 02114.