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Correspondent Lending Guide Update - December 16, 2016

In response to the announcement made on November 23, 2016 by the Federal Housing Finance Agency
(FHFA), AIG’s Correspondent Lending will honor the new loan limits for all loans delivered on or after
January 1, 2017.

AIG’s Correspondent Lending’s conforming loan limit maximum amounts will increase as follows:

  • The maximum conforming conventional loan amount is $424,100.
  • The maximum high balance or super conforming loan amount is up to $636,150.

AIG’s Correspondent Lending’s 95% LTV Jumbo High Balance loan limit minimum will be $424,101 up to
a maximum of $636,150.

Correspondent Lending will allow locks on the 95% LTV Jumbo High Balance program at the current
minimum of $417,001 through the end of the year.

We anticipate a guideline update reflecting these changes in the first quarter of 2017.

If you have questions or would like additional information, please contact your Account Vice President.