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Construction Property Insurance

AIG’s network of underwriters, risk engineers, and claims specialists are dedicated to the construction property market. We have firsthand experience of the risks and challenges you face every day.


With our market-leading capacity, broad appetite, and innovative approach to risk management, we can help you find the right solutions to meet your needs like no other insurance company can.

Groundbreaking to skyscraping.

Core Construction Property Products

We’ll work with you to tailor the first party commercial property coverage and services your construction project needs. Operational extension of the construction policy for the first year of operation is available to help prevent a gap in coverage between the construction period and the operational period. AIG also offers Master Builder’s Risk programs that provide a broad annual policy for numerous ongoing construction projects and optional Contractor’s Block solutions for contractor’s property and equipment.

Benefits of Construction Property Insurance with AIG

Dedicated Construction Risk Specialists

With specialized expertise in the construction industry, our underwriters will work with you to create coverage solutions that meet your unique needs and help ensure your project is delivered on time and on budget.

Market Leading Capacity

Secure coverage with up to 10 years of uninterrupted protection and some of the highest available limits in the industry – up to $350 million in probable maximum loss (PML) capacity, with potential gross limits of $1.75 billion and greater.

Coverage Details

AIG’s broad-based construction property insurance is designed to eliminate potential coverage gaps by addressing a broad spectrum of builder’s risk exposures.  With policy limits up to $1.75 billion or more, our insurance products can cover:
Natural Catastrophes
Delays in completion
Expediting and extra expenses
Inland transit and offsite temporary storage
Arson, theft, or vandalism and malicious mischief
Debris removal
Hot and cold testing
Upgrade to Green®
Fungus, mold, or spore coverage
Terrorism coverage for both certified and non-certified acts
Operations following the construction period

Manage Your Risks

Comprehensive Risk Management Programs

Learn more about AIG’s underwriting, claims, and risk engineering services provided by dedicated construction property specialists worldwide.

Loss Prevention Engineering

Complement your property insurance coverage with practical risk management solutions. Our industry professionals provide on-site property reviews to help you assess risks, manage safety programs, and protect your bottom line.

Learn More

AIG Construction Professionals Are Here to Help

Let’s give your construction projects broad protection from start to finish – and beyond.