Insurance Programs Listing

Program Description:  The Builders Risk and Vacant Property Program provides insurance coverage for small construction projects and small vacant property exposures.

Coverage Specifics:

• General Liability
• Property

Location:  Nationwide

Program Description:  The Builder’s Risk Program provides comprehensive property insurance coverage (AAIS Inland Marine) for Residential and Commercial buildings and structures in the course of construction and during rehabilitation or renovation, including installation floaters.

Coverage Specifics:

• Inland Marine

Location:  Nationwide, excluding Rhode Island 

Program Description:  The Golf and Tennis Club Insurance Program provides insurance coverage for golf, country, city and tennis clubs.

Coverage Specifics:

• Auto Liability
• Auto Physical Damage
• General Liability
• Property
• Umbrella/Excess
• Inland Marine

Location:  Nationwide

Program Description:  The Hawaii Condo Property Program provides insurance coverage for Condominium Associations and Homeowner Associations (AOAO's).

Coverage Specifics:

• General Liability
• Property

Location:  Hawaii

Program Description:  The MountainGuard Ski Program provides insurance coverage for ski areas and resorts including winter & summer activities.

Coverage Specifics:

• Auto Liability
• Auto Physical Damage
• General Liability
• Property
• Inland Marine
• Umbrella/Excess

Location:  Nationwide and Canada

Program Description:  The Moving and Storage Program provides a property insurance coverage for household goods movers, and PODS franchises.

Coverage Specifics:

• Property
• Equipment Breakdown
• Inland Marine

Location:  Nationwide except California

Program Description:  The Welding Supply Distributors Insurance Program provides insurance coverages for the welding supply distributors including industrial gases; Welding Supply Distributors Partnership Group (WDPG).

Coverage Specifics:

• Auto Liability
• Auto Physical Damage
• General Liability
• Property
• Umbrella/Excess
• Equipment Breakdown
• Inland Marine

Location:  Nationwide

Program Description:  The United Farmers Agents Association Program provides Errors & Omissions coverage for Farmers and Independent personal lines agents.

Coverage Specifics:

• Professional Liability

Location:  Nationwide

Program Description:  The Difference In Conditions Program provides expanded property coverage for some perils not covered by standard commercial property insurance policies.   

Coverage Specifics:

• Earthquake
• Earth Movement
• Earthquake Sprinkler
• Difference In Conditions
• Flood

Location:  Nationwide

Program Description:  The Psychoanalysts Professional Program provides insurance coverage for individual practitioners, groups of practitioners, psychoanalytic schools and institutes and psychoanalytic societies.

Coverage Specifics:

• General Liability
• Professional Liability

Location:  Nationwide

Program Description:  The Real Estate Appraisers Program provides insurance coverage for real estate appraisers and appraisal management companies.

Coverage Specifics:

• General Liability
• Professional Liability

Location:  Nationwide

Program Descriptions:  The RecycleGuard Program provides insurance coverage for risks with standard operations usual to recyclers handling scrap metals, paper, plastic, glass, textiles, electronics, construction debris, rubber and wood.  Manufacturers' representatives (broker commission) and automobile dismantling.

Coverage Specifics:

• Auto Liability
• Auto Physical Damage
• General Liability
• Property
• Umbrella/Excess
• Equipment Breakdown
• Inland Marine
• Employment Practices Liability

Location:  Nationwide and Canada

Program Specifics:  The ResortGuard Program provides insurance coverage for timeshare and interval ownership condominiums, condominium associations (not owned by ski resorts),master planned communities, destination resort and spa hotels, upscale sportsman lodges, VIP and boutique hotels.

Coverage Specifics:

• Auto Liability
• Auto Physical Damage
• General Liability
• Property
• Inland Marine
• Umbrella/Excess

Location:  Nationwide and Canada

Program Description:  The Tribal First Property Program provides property-only coverage for Sovereign Native American Nations.

Coverage Specifics:

• Property
• Inland Marine

Location:  Contiguous 48 states