Skip Navigation
Skip to Content
Skip Navigation
Skip to Content

      Ground Water Industry

      Contact Your Program Administrator

      Go
      Ground Water Industry

      Program Target Description: The insurance program is designed the ground water industry. 

      Program Target

      • Target Risks:

        • Water Well Contractors (55% of their payroll) must include water well drilling. The following general liability classification and SIC/NAIC codes must apply:
          • Drilling - Water – general liability class code: 92102
          • SIC code: 1781, NAIC code: 237110 - water well drilling, digging, boring or sinking (except water intake wells on oil and gas fields)
        • Incidental Classes: The incidental operations cannot exceed more than 45% of the following combined operations:
          • Plumbing - Residential of Domestic – general liability class code: 98483
          • Plumbing - Commercial and Industrial – general liability class code: 98482
            • NAIC code: 238220 - Plumbing NOC - SIC code: 1711
          • Machinery or Equipment Installation (Pump), Service and Repair – general liability class code: 97222
            • NAIC code: 127290: Pump Installation NOC - SIC code: 1796
          • Electrical Work – general liability class code: 92478
            • NAIC code: 238210 - Electrical wiring for Pump Installation (Pump Wiring) - SIC code: 1731
            • NAIC code: 335311 - Electric wiring for Control system pumps
      • Ineligible Risks:

        • Gas and Oil contractors
      • Geographic:

        • Nationwide except AR, CO, HI, IL, LA, OR, SC
        • Contact us for risks in the state of NY

      Why work with our program administrator ?Longevity & Experience: Over 16 years of underwriting experience in the ground water industry

      • Custom Products: Products specifically designed for the ground water industry

      Coverages & Limits Available:   

      • Property /Inland Marine  ($5mm TIV)
      • General Liability ($1mm Occurrence / $2mm General Aggregate)
      • Automobile  ($1mm combined single limit)
      • Umbrella Options up to a $5mm limit)
      • The program has been designed to include coverage that meets the special needs of the water well drillers industry.
      • “Down-the-hole” Coverage
      • Loss of Income for damaged equipment 

      Submission Requirements:

      • Completed ACORD applications, signed by the insured, including detailed property information to include construction, occupancy, square footage and age
      • Program Supplemental Questionnaire, signed by the insured
      • 4 years of recently valued company loss runs
      • Updated driver information
      • Expiring premiums and target premiums for all lines of coverage
      • Federal Employer Identification Number (FEIN)
      • Complete vehicle identification numbers (VIN)
      • RIG Schedule
      • Print the  Submission Checklist to ensure you have everything you need 

      Broker Requirements:
      Current Appointment with  the program administrator or, if not, complete the following items: 

      • Broker Agreement
      • IRS W-9
      • Copy of E&O Certificate or Declaration Page
      • Copy of the agency’s license per location
      • Agency Profile Document
      • If multiple locations, include a list and confirm ALL locations are covered under the operation’s Errors and Omissions policy