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Convenience Stores

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Convenience Store Program

Program Target Description:  Convenience Stores including those with gas sales, Liquor sales,  and restaurant exposures.  24 Hour Stores and minor auto repair is also acceptable. 

Program Target:  

  • Target Risks:   Convenience Stores including gas and liquor sales, with or without Car washes, restaurants or limited auto repair 
  • Ineligible Risks:  Truck Stops, Facilities with full auto repair. 
  • Geographic:   Nationwide 

Why work with our program administrator?  

  • Longevity and Experience - Program staff has underwritten this class of business for 7 years. 
  • Custom Products – offers specialized coverage designed specifically for this industry. 
  • Service – Most quotes in 48 hours or less. 

Coverages & Limits Available:

  • Admitted or Non-Admitted:  Non-Admitted 
  • General Liability Limits up to $2,000,000 per occurrence / $3,000,000 aggregate 
  • Property Limits - Up to $2,000,000. 

Submission Requirements:  

  • Program Specific  Application required – Acords are not needed. 
  • Insured must have at least 3 years of industry experience.  
  • 5 Years current loss runs 

Broker Requirements: 

  • Licensed Agent / Broker with current E&O limits of $1,000,000. 
  • Completion of Broker agreement packet